Job Description

Job Description

General Summary

The accountant is responsible for various functions within the accounting department, including management/board report preparation assistance, balancing, reconciliations, funds management, regulatory reports, and various tasks assigned by the Comptroller.

Essential Functions

• Responsible for preparing, reviewing, and imaging monthly account reconciliations
• Responsible for daily balancing of various accounts, including Fed, IBS, MoneyGram, and ATMs
• Manages excess or deficient funding position of bank on a daily basis
• Balances the general ledger daily and corrects non-post items
• Works with Senior Accountant to prepare and submit quarterly regulatory reports
• Assists the Senior Accounting Clerk with payables and other duties, as needed
• Assists in managing the accounts payable function with signing and reviewing checks
• Maintains Accounting Sharepoint site
• Prepares monthly reports for management, including loan loss reserve report and yield analysis
• Manages various asset accounts and sub-ledgers, such as securities, bank owned life insurance, fixed assets, and prepaid expenses, and reconciles them to the corresponding general ledger accounts
• Calculates capital ratios
• Prepares cash flow
• Prepares classified asset/tier 1 ratio report
• Assists Senior Accountant with compilation and distribution of monthly management report package
• Assists the Comptroller in maintaining the core banking general ledger system, specifications, and general ledger reporting system.

Working Conditions

• Generally good, with little exposure to noise, extreme temperatures, dust or other adverse factors.
• Considerable effort and eyestrain from continued checking on the accuracy of all work leaving the department.

Minimum Level of Education

• A two-year degree in accounting or finance
• Two years or more of work experience in a accounting, bookkeeping or finance

Required Skills, Knowledge and Abilities

• Understanding of advanced accounting concepts. Ability to read and understand financial statements
• Excellent time management skills
• Excellent organizational skills
• Strong attention to detail
• The ability to learn and utilize company software and to follow company and department processes
• Strong written communication and team-work skills
• The ability to key numbers with excellent accuracy
• The ability to develop a thorough understanding of bank specific software
• The ability to operate basic office equipment
• Have an excellent knowledge of Excel and a working knowledge of other Microsoft Office applications

Employees are required to perform other duties as assigned by management. Management reserves the right to change this job description as needed.