Benefits:

Competitive salary

Dental insurance

Health insurance

Paid time off

Vision insurance

Benefits/Perks

Careers Advancement Opportunities

Health Benefits

Competitive Compensation

Job Summary

We are seeking an experienced Loan Officer to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and completing loan contracts. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations.

Responsibilities

Evaluate credit worthiness of customers

Process loan applications and documentation

Interview applicants to determine their financial eligibility and feasibility

Determine all applicable rations and metrics and set up debt payment plans

Answer clients' questions and provide information

Justify decisions (approvals/rejections) and report on them

Complete loan contracts and counsel clients on policies and restrictions

Maintain an active knowledge base of all of the organization’s loan products and an understanding of the qualifications required of each applicant

Documents all customer conversations in loan origination software and timely follow up in CRM

Assess customer needs, explore all options and introduce different types of loans

Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

Build long term, trusting relationships with customers

Ensure customer satisfaction at highest possible level

Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Maintain a positive working relationship with internal departments and external contacts

Qualifications

High School Diploma or Equivalent required

Previous experience as a Loan Officer is preferred

Knowledge of RESPA guidelines, general knowledge of all mortgage and consumer lending regulations is preferred

Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously

Strong customer service and communication skills

Ability to perform in a goal-oriented environment