Do you aspire to advance your career with Capital Home Mortgage? Join a team that values expertise and embraces opportunities for growth. An enticing compensation package, including hourly wages and commissions, awaits you. Engage in a modern work environment that fosters collaboration and innovation, shaping the future of mortgage services. If you have experience in lending, a dedication to helping clients achieve their financial goals, and a strong determination to succeed, we invite you to submit your application. Discover a supportive work culture, competitive compensation structures, and great opportunities for professional development at Capital Home Mortgage. - Apply today and become a part of our community of dedicated professionals! Responsibilities: • Review the financial status, credit history, and property valuations of applicants in Troy, MI to assess loan feasibility • Ensure compliance of loan agreements with regulations and company policies specific to Troy, MI • Provide clients in Troy, MI with guidance on loan options and terms tailored to their needs • Assist clients in Troy, MI with completing loan applications and collecting necessary documentation • Collaborate with underwriters, appraisers, and other professionals in Troy, MI to streamline the loan approval process • Stay informed about industry trends, regulations, and changes in lending practices relevant to Troy, MI Qualifications: • Must have previous experience working as a Loan Officer or in a similar role • Deep understanding of lending procedures, regulations, and guidelines such as TILA and Fair Housing regulations is essential • Proficiency in using accounting software and possessing 10-key typing skills is required • Strong customer service abilities are necessary to establish and maintain client relationships effectively • Excellent communication and interpersonal skills are a must-have • Ability to analyze credit reports and financial statements for credit assessment purposes is required • Proficient in basic math calculations for loan computations • Preferred knowledge of FNMA guidelines for mortgage loans • Understanding of mortgage servicing processes is beneficial Compensation: $120,000 - $150,000 yearly
• Review the financial status, credit history, and property valuations of applicants in Troy, MI to assess loan feasibility • Ensure compliance of loan agreements with regulations and company policies specific to Troy, MI • Provide clients in Troy, MI with guidance on loan options and terms tailored to their needs • Assist clients in Troy, MI with completing loan applications and collecting necessary documentation • Collaborate with underwriters, appraisers, and other professionals in Troy, MI to streamline the loan approval process • Stay informed about industry trends, regulations, and changes in lending practices relevant to Troy, MI