Job Description

POSITION SUMMARY: In the Loan Officer position, you will act as a liaison between applicants and our financial institution, helping qualified applicants obtain loans and set up payment plans. Your duties will include meeting with applicants, preparing loan proposals, and examining active loans.

RESPONSIBILITIES AND DUTIES:

• Meet with loan applicants to identify their needs and collect information for loan applications
• Analyze active loan files on a regular basis and recommend solutions to speed up the loan process
• Complete loan contracts and educate clients on policies and regulations
• Interview applicants to define financial eligibility and established debt payment plans
• Monitor and update account records
• Submit loan applications in a timely manner
• Prepare detailed loan proposals
• Reject loan applications and explain deficiencies to applicants
• Respond to applicants’ questions and resolve any loan-related issues
• Operate in compliance with laws and regulations

JOB KNOWLEDGE AND SKILLS:

• Solid understanding of local, state, and federal loan regulations
• Proficient with standard software such as Windows, Word, Excel, and Outlook
• Effective interpersonal, verbal, and written communication skills
• Maintain proper and professional etiquette and appearance.
• Strong attention to details, high degree of accuracy and excellent organizational skills
• Exemplary customer service skills
• Well organized with the ability to multi-task
• Self-discipline, an aptitude for making good decisions and works efficiently under deadlines
• Must be able to handle the pressure of a fast-paced office high work volume
• The ability to work both independently and as a team member
• Knowledgeable in all aspects of escrow, from opening to closing, is required
• Must have a valid driver’s license and successfully pass a background check

EDUCATION REQUIREMENTS:

• High School Diploma required
• Minimum of 1-year experience as a loan officer but not required

BENEFITS: CLM Mortgage offers competitive benefits including healthcare coverage, 401k contributions, four weeks paid vacation, paid holidays, and more. CLM Mortgage is an equal opportunity employer and does not discriminate against applicants or employees. We welcome applications regardless of race, color, religion, gender, national origin, ancestry, age, marital status, sexual orientation, gender identity, veteran status, disability, or any other classification protected by law.

Company Description

Chesmar, CLM Mortgage and N Title's strength comes from our company’s associates. They are a group of phenomenally talented, energized adults who are fully engaged in making a difference daily. Everyone at the Chesmar Homes' Enterprise is dedicated to providing and sustaining our culture and creating an atmosphere that is both stimulating and nurturing. Associates take the company’s motto “Setting a Higher Standard” to heart. Each individual agreeing to work for us pledges to help Chesmar, CLM and N Title and everyone associated with the organization – including themselves – “Set a Higher Standard in Everything They Do.” This promise is echoed in the company’s mission and core values. “Good enough” is never good enough for Chesmarians, CLMers and N Titlists!