WE ARE HIRING FOR A MEMBER CENTER LOAN ORIGINATOR IN OUR MEMBER CENTER CENTER NETWORK.

THE MEMBER CENTER LOAN ORIGINATOR (MCLO) IS RESPONSIBLE FOR HELPING MEMBERS PURCHASE HOMES AND SAVE MONEY BY REFINANCING EXISTING MORTGAGES THROUGH EFFECTIVELY BUILDING RELATIONSHIPS WITH BUILDERS, REAL ESTATE AGENTS AND MEMBER CENTER STAFF.

1. Originates first mortgage loans from members and non-members. Explains the credit union’s mortgage programs and aids in the selection of mortgage products. Reviews loan conditions with borrowers and collects required documentation. (30%)
2. Manages personal loan pipeline and communicates loan status to borrowers, and related parties such as real estate agents, builders, etc., and follows up appropriately with leads and applications. (20%)
3. Meets with area realtors and builders to provide them with information regarding the credit union’s first mortgage products and programs in order to develop origination volume. (10%)
4. Maintains effective working relationships with the Member Center partner employees to provide mortgage knowledge and generate application referrals. (35%)
5. Identifies opportunities and assists in introducing borrower to member center personnel to expand the relationship beyond the first mortgage loan. (5%)

Required Skills

SPECIALIZED OR TECHNICAL KNOWLEDGE AND SKILLS:

1. A high school diploma or equivalent is required.
2. Minimum of two years previous experience originating first mortgage loans is required.
3. Strong ability to build effective relationships with member center staff, builders and real estate agents.
4. Strong communication skills, both verbal and written, including ability to share negative information in a positive manner.
5. Demonstrated ability to quickly learn and utilize the necessary software to complete job functions, especially Credit Union’s mortgage loan origination and processing systems, along with third party web sites.
6. Demonstrated ability to understand and analyze information in order to review credit reports, automated underwriting decisions, property appraisals, title commitments, purchase agreements and other mortgage related documents, as well as prepare mortgage closing packages.
7. Demonstrated ability to learn and adhere to federal and state regulations/laws.
8. Demonstrated basic knowledge of Microsoft Office products.
9. Valid driver’s license and ability to operate a motor vehicle.
10. NMLS registration to be Safe Act compliant.

Required Experience

SPECIALIZED OR TECHNICAL KNOWLEDGE AND SKILLS:

1. A high school diploma or equivalent is required.
2. Minimum of two years previous experience originating first mortgage loans is required.
3. Strong ability to build effective relationships with member center staff, builders and real estate agents.
4. Strong communication skills, both verbal and written, including ability to share negative information in a positive manner.
5. Demonstrated ability to quickly learn and utilize the necessary software to complete job functions, especially Credit Union’s mortgage loan origination and processing systems, along with third party web sites.
6. Demonstrated ability to understand and analyze information in order to review credit reports, automated underwriting decisions, property appraisals, title commitments, purchase agreements and other mortgage related documents, as well as prepare mortgage closing packages.
7. Demonstrated ability to learn and adhere to federal and state regulations/laws.
8. Demonstrated basic knowledge of Microsoft Office products.
9. Valid driver’s license and ability to operate a motor vehicle.
10. NMLS registration to be Safe Act compliant.