Job Description
REMOTE MORTGAGE LOAN CLOSER
Do you want a job that is going to SURVIVE refi madness? Have you ever been looking for a job when EVERYONE is laying off? Look at the Mortgage Bankers Association (MBA) Research and Economics | Mortgage Bankers Association (mba.org) If having a job after refi madness is important to you... call us today!
Looking for a remote mortgage loan closing position that will pay you 110% of your current documented salary? Looking for an employer who is willing to pay you $6,000 more in base salary if you don’t need corporate healthcare benefits? Do you want to work for a company that has been voted a Top Mortgage Employer 6 years in a row?
Well, look no further because Claro Mortgage Executive Search is looking for you!
JOB SUMMARY:
The Mortgage Closer is responsible for coordinating all aspects involved in completing the loan closing process while maintaining good communication with the client, borrower, internal staff, and other associated agencies to facilitate all closing needs within time frames committed. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and computer skills.
ESSENTIAL JOB DUTIES AND RESPONSIBILITIES:
Prepare closing documents in accordance with policies and procedures outlined by Operations Manager
Perform industry-standard closing activities (e.g. review all documents for accuracy, order MERS, review all closing instructions, etc.)
Perform industry standard Funder activities (e.g. review Closing Disclosure for accuracy, approve Closing Disclosure for closing, review closing packages for funding, etc.)
Perform industry-standard post-closing activities (e.g. review closed loan package returned from settlement agencies for accuracy, submit file to proper servicer, contact servicer to clear any / all post-closing conditions for purchase, etc.)
Report to Operations Manager in regard to protocol and file escalation
Ensure loans are in accordance with State and Federal regulations such as, but not limited to, RESPA, HMDA, and Fair lending practices
Keeps informed of the changing rules and regulations pertaining to both private and government insured mortgages
Communicates with Investor to resolve funding or document exception issues in a timely manner
Maintain, understand and follow Company and Investor guidelines at all times
QUALIFICATIONS, SKILLS, AND EDUCATION: SO HOW DO YOU BECOME PART OF THIS FANTASTIC GROUP OF PEOPLE? MEETING THE FOLLOWING REQUIREMENTS IS A GOOD PLACE TO START!
3+ years of experience of current/recent mortgage closing experience.
3+ years of experience using Encompass or mortgage LOS
TRID experience required.
A positive attitude and lots of energy.
Excellent written / oral communication skills.
Demonstrated proficiency with MS Office and other basic technology.
High attention to detail and effective problem solving.
Prioritizing workload with ability to multitask in a high-volume environment.
Ability to contribute and work in a team environment.
Ability to work independently.
Must be accountable, responsible, and able to work in a changing environment.
WHAT YOU WILL NEED:
Critical thinking
Detail oriented
Passion
Persistence
Quick learner
Sense of urgency
Experience in Mortgage Industry
Currently working as a Mortgage Loan Closer or recently worked as Mortgage Loan Closer
BENEFITS:
Work from anywhere!
Salary
Health, Vision, and Dental Insurance available
Short- and Long-Term Disability Insurance available
Paid Time Off
401(k) available (company match up to 2%)
COVID-19 PRECAUTIONS
Remote interview process
Virtual meetings
EVERYONE IN THE COMPANY WORKS REMOTELY!
Company Description
Claro’s team has over 100 years of combined experience in the mortgage industry, including fulfillment, loan modification, due diligence, and valuation.