Senior Commercial Loan Documentation Specialist
Location: Rancho Cucamonga, Visalia, or San Jose, CA
Schedule: Full-Time | Onsite, Monday–Friday
Compensation: DOE, plus annual bonus eligibility. Geographic adjustments may apply.
About the Opportunity
An established California-based commercial bank is seeking an experienced Senior Commercial Loan Documentation Specialist to join its centralized loan documentation team.
This position is responsible for preparing, reviewing, and managing commercial loan documentation packages, with an emphasis on commercial real estate and complex commercial lending transactions.
The ideal candidate brings strong hands-on LaserPro experience, a solid understanding of commercial loan documentation requirements, and the ability to independently manage documentation for a variety of lending structures.
This is an opportunity for someone who enjoys the technical side of commercial banking and wants to continue expanding their expertise across a broad range of lending products.
Key Responsibilities
Prepare and review commercial loan documentation packages, including commercial real estate, construction, commercial lines of credit, SBA, agricultural, and other specialized lending transactions.
Utilize LaserPro to prepare accurate loan documents consistent with approved credit terms and internal lending policies.
Review credit approvals, preliminary title reports, entity structures, and supporting documentation to ensure completeness and accuracy.
Coordinate with relationship managers, credit administration, escrow officers, title companies, and outside legal counsel.
Review documentation requirements related to collateral perfection, lien positions, and secured lending transactions.
Identify, track, and resolve documentation exceptions and outstanding collateral requirements.
Conduct pre-closing and post-execution reviews to ensure loan packages are complete and compliant.
Maintain accurate documentation records and support internal audit and regulatory requirements.
Assist with complex loan transactions requiring additional documentation review and coordination.
Qualifications
Minimum five years of commercial loan documentation experience within a banking or financial services environment.
Strong hands-on proficiency with Harland LaserPro is highly preferred.
Experience preparing commercial and commercial real estate loan documentation.
Working knowledge of preliminary title reports, collateral requirements, and borrowing entity structures.
Understanding of commercial lending regulations, documentation standards, and bank policies.
Experience with loan documentation exceptions, collateral perfection, and post-closing review.
Strong attention to detail, organizational skills, and ability to manage multiple transactions.
Proficiency with Microsoft Office and banking loan systems; Fiserv experience is a plus.
What Makes This Opportunity Attractive
Work with a diverse portfolio of commercial lending products and transaction structures.
Join an established commercial banking organization with a broad California presence.
Develop additional technical expertise in complex commercial lending documentation.
Work alongside experienced commercial banking and loan operations professionals.
Annual bonus eligibility and opportunities for continued professional development.
Work Arrangement: This position requires five days per week onsite in Rancho Cucamonga, Visalia, or San Jose, California. Remote and hybrid arrangements are not available.