Position Summary

Responsible for developing new business as well as maintaining and servicing a commercial loan portfolio. Represent the bank in its market area through active participation in community affairs.

Essential Duties and Responsibilities

The essential functions include, but are not limited to the following:

Interview applicants to determine loan requirements and gather pertinent information for loan applications.

Resolve uncertainties relating to customer application information through inquiries with applicant or creditors.

Maintain positive working relationship with customers, bank staff, local professionals, centers of influence, and community organizations.

Participate in community and professional organizations and events.

Manage loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring.

Using experience and sound judgment to plan and accomplish goals.

Assist with customer calls.

Perform other duties as assigned.

Minimum Qualifications (Knowledge, Skills, and Abilities)

Batchelor’s Degree in Business Administration or relation area; or equivalent work experience and/or a combination of both.

Minimum of five years of experience in Commercial Lending with a preference for existing experience within service area and Credit training.

Ability to generate new loan growth.

Strong written and verbal communication skills along with a proficiency in Microsoft Office Suite of Programs/Products.

Ability to read, analyze, and interpret policies, contracts, credit, and financial documents as well as other legal documents as needed.

Ability to present, sell and service bank products as well as demonstrate professional knowledge of commercial lending.

Strong analytical and mathematical capabilities as well as an understanding of credit underwriting and loan documentation.

Willingness to attend functions and meetings outside normal working hours.

Benefits:

Competitive salary

401(k)

Employee Stock Ownership Plan

Health/Dental/Vision insurance

Bank paid Life Insurance

Paid Holidays

Paid time off