Job Description

Consolidated Analytics’ Underwriters are responsible for analyzing and rendering credit decisions on mortgage loan applications consistent with internal policies and investor guidelines as established by the client.

OUR UNDERWRITERS ARE:

• Meticulous and detailed oriented
• Have strong customer relations skills and maintains positive business relationships with customer management and underwriting staff.
• Familiar with conventional front-end underwriting knowledge, mortgage laws, and regulatory requirements governing underwriting decisions
• In-tune with unique underwriting criteria for Non-QM and Jumbo and alternative loan products
• Experienced in underwriting processes and requirements including calculations, credit, compliance, data integrity, and documentation
• Highly analytical with a critical eye on data and documentation completeness and accuracy; identifies underwriting gaps to determine whether additional verification or analysis is needed
• Makes fact-based decisions to accept, suspend or decline loans or MI coverage and/or submit loans for a second review before notifying parties of resulting loan decisions
• Follows customer and/or internal procedural guidelines regarding any special handling or notification during the underwriting process

QUALIFICATIONS/ REQUIREMENTS:

• Experience in mortgage underwriting
• Thrives in a fast pace environment. Nature of the work requires turnaround times of 4 to 48 hours up to 50% of the time
• Must be available during typical working hours (8 am to 5 pm)
• Must own equipment (laptop, monitors, etc.)
• Must have access to stable and private Wi-Fi

OTHER CONSIDERATIONS

• All employees are subject to a background check and skills assessment