Job Description

HUGE GROWTH OPPORTUNITY!!!

Join the Finance division of one of the Nation's largest home builders! Apply TODAY!!.

Base Salary of $40,000 with commission plan designed to increase your pay to $55,000 by month 18.

Job Description: Responsible for supporting Underwriting team by performing a detailed review of loan documentation submitted by internal loan officers. The detailed review will include reviewing the credit application, credit reports, income documentation, asset documentation and any other loan documentation required to render a credit decision.

JOB RESPONSIBILITIES

· Review and analyze loan application, credit report, income and asset documentation and purchase agreement to render credit decision in compliance with investor guidelines

· Effectively communicates the loan approval or denial reasons after review of documentation to appropriate party

· Works with internal staff to provide follow up, counter offers and additional information requests

· Refer loan requests exceeding the underwriter’s individual authority or those not meeting investor guidelines to underwriting manager along with recommendations and documentation in support of recommendation

· Reviews conditions submitted on approved loans and clears conditions when appropriate

· Adheres to all investor guidelines

· Display excellent verbal, written and interpersonal communication skills

· Be able to adjust work and thought process to accommodate multiple investor guidelines and requirements

· Employ a strong sense of urgency and ownership, and demonstrate a strong, professional work ethic in all facets of completing work duties

· Perform other duties and special projects as assigned

POSITION REQUIREMENTS

· Effective written and verbal communication skills

· Ability to identify and resolve problems in a timely manner

· Effective decision-making, customer service and problem-solving skills

· Strong organizational and time management skills

· Ability to work independently

· Strong attention to detail and accuracy

· Ability to work effectively in a team environment

MINIMUM QUALIFICATIONS

· College degree required

· Ability to analyze and interpret credit reports and financial data weighing risk for reward

· Working knowledge of Microsoft office and financial calculator

_CountryPlace Mortgage, Ltd is committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment. Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.  _

Company Description

CountryPlace Mortgage is the finance division of Cavco Industries, Inc. Cavco was founded in 1965 and is a fast growing publicly traded company that is a Leader in the Factory-Built Housing industry. Headquartered in Phoenix, Arizona, Cavco is a leading designer and builder of manufactured homes, modular homes, commercial buildings, park model RV’s, and vacation cabins. They produce and sell some of the most widely recognized brand names in the industry including Fleetwood Homes, Palm Harbor Homes, Fairmont Homes, Nationwide Homes, Friendship Homes and Cavco Homes. The company’s insurance group, Standard Casualty, offers a wide range of insurance products for manufactured home owners and our finance subsidiary, CountryPlace Mortgage, offers a variety of homebuyer financing options. Our production footprint includes 20 manufactured and modular home factories across the U.S. We conduct business through more than 40 company-owned sales centers in addition to a vast network of independent retailers, community operators, builders and developers in 47 states, 6 Canadian provinces as well as Mexico and Japan. In recognition of its innovation, quality, customer service, and long term stability, Cavco Industries was awarded the prestigious MHI Manufacturer of the Year Award for 7 consecutive years. We don’t settle for the “status quo” and continually strive for excellence. Our employees are our biggest asset and play an integral role in meeting the needs of our customers. Come be part of a team offering many opportunities to utilize your talents in an atmosphere that supports and encourages you to realize your full potential. Come share our story and be part of building something amazing! Cavco Industries is committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment. Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. The applicant authorizes the employer to make contact via phone, text or email.