Benefits:

401(k)

401(k) matching

Competitive salary

Health insurance

Credit Analyst/Portfolio Manager (Banking / Advisor Lending) Advisor Financing LLC Location: Minneapolis, MN (Remote) Type: Full-time Reports to: Head of Credit Start Date: As soon as possible

About Advisor Financing LLC

Advisor Financing LLC works with independent financial advisors and RIAs (Registered Investment Advisors) to structure and place acquisition financing, succession buy-ins, and refinances through a network of bank lenders and private credit. We sit at the intersection of relationship management, underwriting, and deal execution -helping clients navigate entity structures, lender requirements, and timelines to close efficiently.

The Role

We’re hiring a Credit Analyst to support end-to-end deal execution: collecting and analyzing borrower/practice financials, building cash flow and debt service models, preparing lender-ready credit packages, and helping drive underwriting to closing. This role is ideal for someone who wants real transaction reps and exposure to deal structuring in a fast-moving environment.

What You’ll Do

Underwriting & analysis

Analyze borrower and practice financials (tax returns, P&Ls, balance sheets, personal financial statements, revenue/assets under management reports)

Prepare Excel historical and pro forma models for both business and global debt coverage calculations (DSCR/FCCR), primarily for book of business acquisitions and internal ownership changes

Evaluate key credit drivers: revenue stability, client concentration, retention/transition risk, margins, liquidity, leverage, and contingent liabilities

Credit packaging

Prepare lender-ready deliverables: credit memo/summary, sources & uses, cash flow calculations, and supporting exhibits

Draft clean narrative write-ups explaining the deal, risks, mitigants, and structure (including ownership structure, debt structure, partner buy-ins, LOCs)

Process & execution

Coordinate document collection with clients and internal team; track outstanding items and follow up with urgency

Support lender Q&A during underwriting; organize responses and keep packages current

Assist with closing logistics: conditions, updated financials, insurance, entity docs, and post-close tracking

What We’re Looking For

2–5+ years in credit analysis, commercial banking, underwriting, private credit, or leveraged finance

Strong working knowledge of:

Cash flow lending concepts (DSCR, leverage, liquidity, debt schedules)

Financial statements and U.S. tax returns (personal + business)

Strong writing and communication (ability to simplify complexity)

Highly organized; thrives in a pipeline environment with multiple deals at once

Bonus: familiarity with RIA/wealth management economics (AUM/revenue mix, payout grids, transition dynamics, valuation multiples)

Success Looks Like

You produce accurate models and memos with minimal revisions

Lenders receive clean, complete packages that move quickly through underwriting

Deals don’t stall because of missing items—your follow-up cadence is consistent and professional

You proactively flag risks and propose structure/mitigants

Compensation & Benefits

The anticipated salary range for this position is $70,000–$135,000, with eligibility for an annual performance-based bonus. Final compensation will be determined based on a candidate’s qualifications, skills, and experience.

How to Apply

Send resume + a brief note on your underwriting background.

This is a remote position.