Do you have experience as a credit analyst? We are looking to add to our team in the position of Credit Analyst/Assistant Loan Officer. This position is focused on preparing financial analysis for loan applications for commercial real estate and writing narratives on the findings for the loan presentations. Come join a to a high performing team and assist us in providing high level service to our beloved community in a fun work environment where you will be appreciated, supported, empowered and cared for. Given our clientele and business model, we are dependent on our staff working in-office. This is not a remote position.
**** This position, as with all positions at Pioneer Trust Bank, N.A., does not have sales goals or quotas.
Hours: Mon-Fri 8:00am-5:00pm - In person
Salary: $50,000 - $64,000 (DOE)
What You'll Do
- Collaborate with loan officers - present and discuss underwriting findings.
- Perform analysis of complex financial statements and tax returns.
- Research and examine credit risks, assess history, and articulate reasons for support of an extension of credit.
- Analyze, interpret, input and write narratives on financial information.
- Develop and maintain strong relationships.
- Spread, interpret and analyze financial information.
- Prepare detailed loan presentation for approval process.
- Organize and manage workflow.
- Develop and maintain lists of key information necessary to support the loan process.
- Maintain knowledge of and compliance with banking regulations and bank policies.
- Prepare detailed credit memos for the loan approval process.
- Handle multiple transactions simultaneously.
- Assist in resolving routine and complex inquiries.
- Ensure appropriate maintenance of paper and digital files.
Why You'll be Successful
- Have a thorough understanding of basic principles of accounting and financial analysis.
- Have experience in credit analysis and advanced analytical skills.
- Have a bachelor’s degree in business, finance, accounting or equivalent combination of education and experience.
- You pay attention to details.
- You are experienced in Microsoft Office (excel a plus).
- Excellent internal and external customer service required.
Why You'll Love Pioneer Trust Bank
We are committed to work life balance and are proud to offer a competitive salary and benefits package that includes:
- Medical (85% of employee coverage paid by company)
- Dental (85% of employee coverage paid by company)
- Vision Insurance (85% of employee coverage paid by company)
- 401(k)
- Life and Long-Term Disability Insurance (100% company paid)
- Generous Profit Sharing
- Health & Dependent Care Reimbursement Accounts
- Employee Assistance & Wellness Program (100% company paid)
- Vacation & Sick Leave
- Up to 11 Paid Holidays
- Tuition Reimbursement
- Banking Privileges
- Ongoing professional development
Pioneer Trust Bank, N.A. is an EEO employer and is dedicated to an organizational culture of inclusivity. For more information about us, please visit www.pioneertrustbank.com.