Credit Specialist – Greenville, SC

We are recruiting for a Credit Specialist with a growing service-based company. This role will play a key part in balancing customer support, risk management, and operational efficiency by reviewing customer accounts, underwriting credit limits, releasing credit holds, and partnering closely with collections and sales teams.

This is a Monday through Friday, 8:00 AM to 5:00 PM position with work-from-home flexibility on Fridays.

Compensation is up to $30/hour, depending on experience.

The company is looking for someone to start immediately, with the goal of having someone start as soon as Monday (5/11).

Summary

The Credit Specialist will be responsible for evaluating customer creditworthiness, establishing and maintaining credit limits, reviewing delinquent accounts for service approvals, and supporting collections efforts while maintaining strong customer relationships. This person will work closely with the Accounts Receivable team, service department, and sales team to help ensure customers can continue operating while appropriately managing company risk exposure.

Responsibilities

• Review and approve new customer account applications
• Analyze financial information, payment history, and credit data to determine appropriate credit limits
• Monitor existing customer accounts and adjust credit limits as needed
• Review past due accounts and determine whether additional service work can be approved or released from credit hold
• Partner with collections and Accounts Receivable teams to manage aging accounts and minimize risk exposure
• Work closely with sales and service teams to support customer relationships while enforcing credit policies
• Communicate directly with customers regarding credit status, payment expectations, and account setup requirements
• Evaluate customer financial statements, trade references, and credit bureau reports
• Maintain accurate customer account documentation and credit files
• Assist with dispute resolution and account reconciliation efforts
• Recommend process improvements related to credit, collections, and account management
• Support month-end reporting and credit-related analysis as needed

Qualifications

• 2+ years of experience in credit, collections, accounts receivable, or related accounting/finance functions
• Experience reviewing customer accounts and making credit-related decisions
• Ability to analyze financial information and assess customer risk
• Strong communication skills with the ability to work cross-functionally with sales, operations, and accounting teams
• Comfortable balancing customer service with enforcement of credit policies
• Experience working in a service-based, distribution, or high-volume transaction environment is preferred
• Proficiency with Excel and ERP/accounting systems
• Strong organizational skills and attention to detail

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