Job Title: Deposit Sales Officer

Department: Retail Banking/Sales

Reports To: Branch President

Status: Exempt

Salary Range: $70,000 – $90,000 (base) + eligible for a performance bonus based on total bank deposit growth

Who We Are

At Timberline Bank, our people are our most valuable asset. We seek qualified employees who enjoy people, are innovative, and who are eager to learn. We, in return, provide opportunities for personal advancement and professional growth. The driving force behind our dedication to providing a "Better, Faster, Easier. -Always." experience is the Timberline Team. From the moment you enter the building, we greet you as a person, not an account number-our belief in the value of exceeding customers' high expectations is what makes Timberline Bank a bank here for our community. Our commitment has been and always will be to provide high-quality personalized customer service. With the Timberline personal touch, the level of customer support is unparalleled. We want to support you and your financial well-being, whether through your personal or commercial needs. Each customer contributes to the success of our small business. TO US, IT IS PERSONAL.

What We Value

At Timberline Bank, the core of our culture is in the following values. We believe heavily in fulfilling each one of these to the highest degree. Our culture is the foundation of who we are as a team, and as a business.

1. Exceeding Customers’ High Expectations
2. Empowering a Dedicated Team
3. Having Fun While Winning
4. Passionate About our Communities
5. Value Added Resource for our Customers (Trusted Advisor)

Position Summary

The Deposit Officer (DO) is an exempt officer position that is a proactive, sales-driven banking professional responsible for sourcing and growing deposit relationships for the bank. This officer role is focused on developing new business opportunities, building long-term client relationships, and expanding the bank’s deposit portfolio through strategic outreach and community engagement. In this role, the Deposit Officer helps deepen client relationships, improve deposit stability, generate non-interest fee income, reduce client attrition, and support lending and treasury relationships.

The Deposit Officer will also play a key role in product development, marketing, and compliance as it relates to deposits. The Deposit Officer is expected to be out in the community attending events, meeting prospects, identifying high-potential customers, and actively recommending strategies to grow the bank’s deposit base while strengthening full-relationship engagement across deposit, cash management, and lending solutions.

Essential Duties and Responsibilities

• Develop and execute a personal business development plan targeting strategic deposit growth and increased adoption of value-added account services.
• Attend networking functions, business events, community meetings, and other opportunities to promote the bank’s deposit products, digital banking capabilities, and payment solutions.
• Partner with internal teams (commercial lending, treasury, retail banking, and branch staff) to deliver full banking relationships, including ACH services, wire transfers, remote deposit capture, fraud prevention tools, and liquidity structures.
• Proactively identify, engage, and secure new deposit relationships through community outreach, networking, in-person visits, and follow-ups, expanding operating accounts, payment solutions, and overall banking relationships.
• Develop and execute forward-thinking strategies to identify market opportunities, improve client cash flow and account retention, and drive sustainable deposit growth and relationship expansion.
• Design and launch deposit-focused products, promotional initiatives, and incentive programs to attract new clients, enhance existing relationships, and drive measurable deposit growth and returns.
• Act as the primary client contact and trusted advisor, providing expert guidance on deposit products, digital platforms, and treasury solutions while ensuring seamless onboarding, ongoing service excellence, and optimized account structures.
• Meet and exceed individual deposit growth goals and contribute to branch and bank-wide performance objectives, including assigned revenue and relationship expansion targets.
• Assist with onboarding new deposit clients and ensure seamless, relationship-driven experience, coordinating implementation of online banking tools, payment services, and client training.
• Evaluate client cash flow patterns, receivables, payables, and operating structures to recommend appropriate account and payment solutions.
• Source and complete RFPs for deposit relationships to support new business development.
• Collaborate on the development and execution of advanced cash management solutions for existing commercial depositors, driving stronger relationships and increased deposits.
• Stay informed of competitive trends, customer preferences, and industry developments to adapt sales strategies and maintain a consultative approach.
• Ensure compliance with all applicable bank policies, procedures, and regulatory requirements related to deposit accounts, payments, and treasury services.
• Serve as a visible, sales-driven presence inside the bank by actively meeting, greeting, and engaging new and existing customers in the lobby, identifying opportunities to expand relationships, cross-sell deposit products, and reinforce the bank’s value proposition.
• Collaborate with existing clients to create a “club-like” customer experience that fosters loyalty, advocacy, and referral-driven growth, encouraging satisfied customers to actively promote the bank to friends, family, and business associates.
• Champion a culture of sales excellence and innovation by continuously testing new approaches, refining customer engagement strategies, and identifying opportunities to enhance the overall customer experience and brand perception.

Required Knowledge and Expertise

• Bachelor’s degree in business, finance, or a related field preferred.
• 3-5 years of experience in banking or a financial service, with a demonstrated track record in deposit growth, relationship management, or business development.
• Strong understanding of deposit products, payment systems, liquidity solutions, and bank operations.
• Proven ability to develop and manage client relationships in a competitive market, including the delivery of complex account and payment structures.
• Excellent communication, networking, and presentation skills, with the ability to explain financial solutions to business clients.
• Self-starter with strong organizational skills and effective time management abilities.
• Proficiency in CRM tools and banking systems, including online banking and treasury platforms.
• Solid understanding of banking regulations and compliance standards.
• Local market knowledge and the ability to develop, retain, and expand client relationships.
• Ability to set long-term strategies for deposit growth and align them with the bank’s overall objectives, including relationship depth and fee-based revenue growth.

Key Competencies/Skills

• Be Thorough: Ensure that work is completed thoroughly and correctly; prepare carefully for meetings and presentations.
• Achieve Results: Complete tasks on a timely basis and based on an understanding of the priorities.
• Establish and Maintain Personal Credibility: Consistently model behavior that is perceived as responsible, reliable, and ethical.
• Communicate Effectively: Express oneself clearly in interactions with others, both verbally and in writing. Notice, interpret, and anticipate needs and concerns. Ensure that critical information is shared with those who should be kept informed.
• Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
• Relationship Building: Ability to effectively build relationships with vendors, management, and staff.
• Time Management: Ability to effectively utilize available time for the completion of necessary job tasks.

**Pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules, the salary range above represents the low and high end of the salary range for this position. Actual salaries will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. The range listed is just one component of the total compensation package for employees. Incentives based on Timberline Team goals may also be offered. In addition, Timberline Bank provides a variety of benefits to full time employees, including health insurance coverage, vision insurance, dental insurance, life and disability coverage, 401K plan, paid holidays and paid time off.

Equal Employer Opportunity Statement

Timberline Bank prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. All job requirements in the job description provided indicate the minimum level of knowledge, skills, and/or abilities deemed necessary to perform the job competently. Job descriptions are an overview of the duties, responsibilities, and requirements of the position. Employees may be required to perform other job-related assignments as requested. OUR COMPANY ADHERES TO A POLICY OF EMPLOYMENT-AT-WILL, WHICH ALLOWS EITHER PARTY TO TERMINATE THE EMPLOYMENT RELATIONSHIP AT ANY TIME, FOR ANY REASON, WITH OR WITHOUT CAUSE OR NOTICE.