Mortgage Compliance Analyst

Our client, a Southern CA fintech company, is scaling their teams for an exciting growth surge across the company. We're actively recruiting for a Mortgage Compliance Analyst who will be responsible for designing and conducting internal testing of the loan origination system (“LOS”) for compliance to applicable regulatory lending laws and agency requirements. Work under the direction of the Compliance Specialist to collaborate with other compliance personnel and business leaders, provide analytic support, reporting, conduct risk assessments and ad hoc compliance requests

RESPONSIBILITIES INCLUDE:

• Perform on-going testing and monitoring of the loan origination system (“LOS”) to ensure business activities are compliant with state, federal laws, regulations and company polices.
• Develop, analyze and execute internal testing scenarios, and generate regulatory system status reports.
• Test the LOS to identify gaps with new or changed regulatory requirements and assess impact within loan origination system and loan documents.
• Conduct loan document data reviews to ensure compliance with US state and federal laws and regulations.
• Collaborate with the Product and Development Teams to address regulatory changes and solutions.
• Assist with remediation/corrective action stemming from internally identified regulatory findings.
• Monitor follow-up actions in cases where non-compliance is found, and reviews compliance monitoring reports.
• Remain up to date on federal and state laws related to the organization and update policies accordingly.

EDUCATION AND EXPERIENCE:

• Bachelor's degree or equivalent experience
• Professional certifications such as Certified Regulatory Compliance Manager (CRCM) or Certified Mortgage Compliance Professional (CMCP) is a plus
• Minimum five (5) years regulatory compliance or combination compliance and audit experience in mortgage origination industry.
• State and federal data audit experience a plus

COMPANY HIGHLIGHTS:

• Established profitable company creates enterprise lending technology solutions for financial and consumer verticals
• Agile methodology for software development
• Entrepreneurial environment, start-up mentality, opportunities for growth and development
• Generous compensation package includes base, bonus, PTO, matching 401K, health/wellness benefits