Quality Control Review Mortgage Underwriter We are seeking a detail-oriented and experienced QC Review Mortgage Underwriter to join our team. The ideal candidate will have a strong understanding of mortgage underwriting principles, quality control processes, and regulatory compliance. This role involves reviewing and evaluating mortgage loan files to ensure they meet company and investor guidelines, as well as regulatory requirements. Responsibilities: Loan File Review: • Conduct thorough quality control reviews of mortgage loan files, including documentation and underwriting analysis. • Verify accuracy, completeness, and compliance with internal policies, investor guidelines, and regulatory standards. • Ensure all loan documentation is accurate and adheres to company and industry guidelines. Risk Assessment: • Identify and assess potential risks in mortgage loan files. • Evaluate creditworthiness, income stability, asset verification, and property valuation. • Ensure appropriate measures are taken to mitigate identified risks. Compliance: • Stay current with all applicable regulatory and investor guidelines. • Ensure all loans comply with federal, state, and local regulations, as well as company policies. • Identify and report any compliance issues or discrepancies. Documentation and Reporting: • Prepare detailed QC reports and summaries of findings. • Document and communicate any discrepancies or issues identified during the review process. • Maintain accurate records of all reviews and corrective actions taken. Collaboration: • Work closely with underwriters, and other team members to resolve issues and discrepancies. • Provide feedback and recommendations for improving underwriting practices and loan quality. • Participate in team meetings and contribute to continuous improvement initiatives. Training and Development: • Assist in training underwriters and quality control staff. • Stay updated on industry trends, changes in regulations, and best practices in mortgage underwriting and quality control. Qualifications: Education and Experience: • Bachelor's degree in finance, business, or a related field preferred. • Minimum of 3-5 years of experience in mortgage underwriting, with a focus on quality control. Skills and Competencies: • Strong knowledge of mortgage underwriting guidelines, including Fannie Mae, Freddie Mac, FHA, VA, and Non-QM. • Excellent analytical and problem-solving skills. • Detail-oriented with strong organizational and time-management abilities. • Effective communication skills, both written and verbal. • Proficient in mortgage loan origination systems and underwriting software. Compensation: $70,000 - $75,000

• Loan File Review: • Conduct thorough quality control reviews of mortgage loan files, including documentation and underwriting analysis. • Verify accuracy, completeness, and compliance with internal policies, investor guidelines, and regulatory standards. • Ensure all loan documentation is accurate and adheres to company and industry guidelines.Risk Assessment: • Identify and assess potential risks in mortgage loan files. • Evaluate creditworthiness, income stability, asset verification, and property valuation. • Ensure appropriate measures are taken to mitigate identified risks.Compliance: • Stay current with all applicable regulatory and investor guidelines. • Ensure all loans comply with federal, state, and local regulations, as well as company policies. • Identify and report any compliance issues or discrepancies.Documentation and Reporting: • Prepare detailed QC reports and summaries of findings. • Document and communicate any discrepancies or issues identified during the review process. • Maintain accurate records of all reviews and corrective actions taken.Collaboration: • Work closely with underwriters, and other team members to resolve issues and discrepancies. • Provide feedback and recommendations for improving underwriting practices and loan quality. • Participate in team meetings and contribute to continuous improvement initiatives.Training and Development: • Assist in training underwriters and quality control staff. • Stay updated on industry trends, changes in regulations, and best practices in mortgage underwriting and quality control.