Entry Level Underwriter

HCI

Entry Level Underwriter

Ellicott City, MD
Full Time
Paid
  • Responsibilities

    About Us

    HCIactive is a rapidly growing InsureTech company transforming how insurance products are built, underwritten, and delivered. We combine cutting-edge technology with deep industry expertise to streamline underwriting processes and enhance client experiences across multiple lines of business.

    We’re currently seeking an Entry-Level Underwriter with a background in Actuarial Science who is interested in applying their analytical skills in a dynamic, client-facing role—without pursuing a traditional actuarial career path. This position offers the opportunity to collaborate directly with both our Implementation and Sales teams, playing a key role in helping bring new insurance products to market and supporting business growth.

    What You'll Do

    • Support underwriting operations by reviewing submissions, verifying data, and applying basic risk assessment principles.

    • Collaborate with the Implementation team to set up underwriting rules, configure decision logic, and onboard new products or clients.

    • Partner with the Sales team to assess new opportunities, assist with quoting processes, and help craft client-specific solutions.

    • Interpret actuarial models and data outputs to inform underwriting decisions and guide product customization.

    • Contribute to documentation of underwriting guidelines, process improvements, and internal training materials.

    • Communicate with clients, brokers, and internal stakeholders to clarify requirements, resolve issues, and ensure smooth implementation.

    • Work in internal platforms (CRM, underwriting tools, product configurators) to manage workflows and track client progress.

    What We're Looking For

    • Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field.

    • Strong analytical skills and a foundational understanding of insurance principles and risk evaluation.

    • Interest in insurance and technology, but not necessarily pursuing actuarial exams or a traditional actuarial career.

    • Excellent communication skills and the ability to explain technical concepts to non-technical audiences.

    • Detail-oriented with strong organizational and multitasking abilities.

    • Collaborative mindset and ability to work across functions in a fast-paced startup environment.

    • Familiarity with Excel and data tools; bonus points for any experience with underwriting software or SaaS platforms.

    Why Join Us?

    • Unique opportunity for those with an actuarial background who want to explore a different path in the insurance ecosystem.

    • Work alongside experts in underwriting, product, and sales to deliver innovative insurance solutions.

    • Gain hands-on experience in an evolving field at the intersection of insurance and technology.

    • Competitive compensation, benefits, and flexible work arrangements.

    • A supportive, mission-driven team that values curiosity, learning, and collaboration.

    • Various health insurance options (health, dental, vision)

    • 401k plus company match

    • Various supplemental plans

    • Opportunities for advancement

    Join us as we reshape the future of insurance through smart technology, better risk insight, and customer-centric solutions. If you're curious, driven, and ready to start your career in insurance and tech, we'd love to meet you.