_Founded by a small group of educators, Michigan Schools & Government Credit Union (MSGCU) has been providing quality financial services to the community for more 70 years and welcomes everyone in Michigan to bank with us. We are financial champions committed to helping our members achieve financial success by rallying behind them and their goals. As the sixth largest Credit Union in Michigan, MSGCU has 24 branch offices in south east Michigan, over 450 team members, 150,000 members, $4 billion in assets, and a 97% member satisfaction rating for two decades. _We are a caring organization that strives to ensure an equitable and inclusive culture where everyone is valued and respected. Our dedication to team member engagement has contributed to the honor of being named a Top Workplace by The Detroit Free Press thirteen years in a row.

If you have a passion for helping people and providing exceptional and dependable service, we want you on our team!

Information about our comprehensive total rewards package can be foundhere.

Overview of Responsibilities: Prepares financial reports, supports daily accounting operations, and assists with project initiatives to ensure compliance and efficiency.

• Financial Statements, Regulatory Reports, and Analysis : Prepares financial statements, regulatory reports, operational reports, and analyses, monthly and annual financial statements (with footnotes), financial data for annual reports, NCUA Call Reports, Asset and Liability Committee (ALCO) reporting, and Board of Directors reports. Analyzes budget variances to identify trends and cost-saving opportunities. Prepares written proposals and formal presentations for new software, services, and processes. Ensures compliance with accounting by filing required reports with the National Credit Union Administration (NCUA), Michigan Department of Insurance and Financial Services (DIFS), the Federal Reserve, and Internal Revenue Service (IRS). Assists in developing strategies to improve operational and financial performance. Conducts detailed financial analysis related to credit loss forecasting by preparing, validating, and interpreting data used in the Current Expected Credit Loss (CECL) model, ensuring accuracy in reserve calculations and supporting regulatory compliance and month‑end reporting.
• Month-End Closeout : Prepares, records, reconciles, adjusts, and closes general ledger entries and accounts and its subsidiaries. Organizes documentation for audits and examinations. Analyzes monetary events to ensure proper accounting in accordance with Generally Accepted Accounting Principles (GAAP), Regulatory Accounting Rules (RAP), Internal Revenue Service (IRS) regulations, and rules relating to wholly owned subsidiaries and Credit Union Service Organizations (CUSO).
• General Ledger Reconciliation : Analyzes, identifies, and recommends improvements to strengthen controls over payment and settlement systems to ensure accuracy, efficiency, classification, and measurement. Assists in the development, implementation, and revision of accounting systems, methodologies, and related policy, process improvements, and procedures. Continually enhances cost accounting systems (activity-based costing approach) to measure and report branch, product, member, and cost center financial performance. Provides financial data for the preparation of the annual financial plan and operating budget.
• Tax Filings and Escheatment : Compiles, reports, and coordinates various tax filings, including personal property taxes, Michigan Sales and Use withholding, IRS Forms 945 and 990, escheats. Monitors and processes unclaimed funds in accordance with state laws and deadlines. Maintains accurate documentation for tax and escheatment-related accounts.
• Wire Transfer Processing : Originates and processes organizational wire transfers to ensure timely and accurate execution of corporate wires. Completes member wire activity as needed to support compliance and operational accuracy. Evaluates and approves member wire agreements and collaborates with relevant teams to resolve discrepancies.

** Core Competencies:**

• Member Focus: Uses effective listening skills to gain insight and understanding, resolve problems, and determine the needs of others in order to build strong relationships (internal/external) and achieve results in a professional, efficient, and courteous manner.

• Financial Acumen: Uses analytical and math/data analysis skills to understand, interpret, and apply key financial indicators to make sound business recommendations and decisions.

• Action Oriented: Takes on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm with a high degree of reliability, thoroughness, and attention to detail. Possesses strong organizational skills and the ability to manage and prioritize multiple tasks and responsibilities simultaneously.

• Communicates Effectively: Develops and delivers multi-mode communications that effectively convey financial information, policies, procedures, and objectives to audiences with varying needs and abilities.

• Instills Trust: Gains the confidence of others by modeling honesty, integrity, and authenticity. Models behaviors that align with organizational values. Makes responsible choices and exemplifies courage by stepping up to address difficult issues and saying what needs to be said. Maintains a trusting relationship with all team members.

• Self-Development: Actively seeks new ways to grow and be challenged using both formal and informal development channels. Strong aptitude for learning and applying technology solutions to workflow and everyday tasks and/or projects.

• Bachelor’s degree in Finance, Accounting, Business Administration, or other related field preferred.

• 3 years of accounting experience within a financial institution required with experience applying accounting principles, financial reporting and financial regulations.

• Working knowledge of regulations that govern credit union operations including, Electronic Fund Transfer Act (EFT), Bank Secrecy Act (BSA), Federal Reserve Operating Circular 4, National Automated Clearing House Association Rules (NACHA), Office of Foreign Assets Control Compliance (OFAC), and Uniform Commercial Code (UCC) Article 4A.

Working Conditions:

• Office and branch location environment with little discomfort from noise, extreme temperatures, dust, or other factors.
• Occasionally require to travel throughout MSGCU’s service area as business needs require.
• Exposed to potentially hazardous conditions, such as robbery. Receives detailed instructions and security procedures on an annual basis to minimize risk.
• This work involves sitting most of the time with brief periods of walking or standing and may occasionally require lifting and/or moving up to 10 pounds.

Compensation and Benefits:

Competitive salaries are just the starting point for MSGCU team members. Generous health benefits, vacation time, retirement plan contributions and discounts on loans and phone service also come with the job.

• Base salary starts at $62,500 / year
• Medical, dental and vision on your first day! You can choose the most generous Health Savings Account (HSA)-eligible medical plan with no monthly premium for you (and your family)
• If you are at least 21 years old, you will receive a 3% contribution from MSGCU, and a 100% match for the next 7% you contribute to your 401(k)
• You will enjoy 12 paid holidays and up to 120 hours of PTO your first year of service (pro-rated based on start date)

Required Skills

Required Experience

Master's Degree in discipline or 18 credits in the specific discipline. Prefer teaching experience at the college level. Demonstrated ability to work with various populations representing a wide range of abilities, ages, nationalities and cultures. Experience with instructional technology preferred.

Responsible for instruction and facilitating student learning; committed to student recruitment, retention and success; assessment of learning, development of curriculum and use of instructional delivery modes utilizing both traditional and non-traditional methodology.

1. Teach assigned course which may include day, night, and online courses, as well as at the main campus and extension centers. Classes are to meet on time for the full allotted time.
2. Establish and promote an effective learning environment that maximize documented student learning.
3. Prepare, submit and maintain reports related to student learning.
4. Grading assignments in a meaningful way to promote continued student growth, returning graded assignments to students in a timely manner, and assigning final grades for all students, meeting or beating all institutional deadlines for completion.
5. Provide educational assistance to students during regularly scheduled and posted times (i.e., office hours) or by appointment.
6. Encourage student opinion survey completion for each class and then reviewed after summary information available to assist with increasing student success.
7. Maintain levels of professional knowledge and expertise, including compliance training or hour.
8. Perform other duties as assigned.

Physical, Mental, and Environment Requirements Include:

Mental Demands:

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☒ Detailed Work ☒ Student Contact

☒ Deadline oriented ☒ Problem Situations

☒ Multiple Priorities & Demands ☒ Emergency Situations

☒ Confidentiality ☐ On-call Availability

☒ Continual Interruptions ☒ Working Alone

☒ Faculty Contact ☒ Working with Others

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Physical Demands:

☐ Standing & Walking ☒ Sitting

☒ Carrying

☐ Lifting up to 10 lbs. ☒ Up to 25 lbs. ☐ Up to 50 lbs. ☐ 80 + lbs.

☐ Pushing, Pulling, Twisting, Bending ☐ Climb or Balance

☐ Stoop, Kneel, Crouch, or Crawl ☐ Squatting

☐ Handle or Feel ☐ Reach with Hands and Arms

☒ Talking or hearing ☐ Tasting/Smelling

☐ Working Overhead ☒ Speak in English via Phone or In Person

☒ Close, Distance, Peripheral, and Color Vision along with Depth Perceptions

☒ Ability to Adjust and Focus

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Work Environment:

☐ Exposure to wet, humid conditions (non-weather), fumes or airborne particles, toxic or caustic chemicals; extreme heat/cold; and moderate to loud noise levels.

☒ Normal Office environment with little, if, any, discomfort due to heat, dust, noise and the like. Ability to travel to all campus locations required.

Muskegon Community College is an equal opportunity employer. MCC does not discriminate on the basis of race, color, religion, sex, national origin, marital status, sexual orientation, gender identity, transgender status, political persuasion, disability, height, weight, veteran status, age or any other protected class in any of its educational programs, activities or employment. Minorities, women, veterans, and the physically challenged are encouraged to apply. To the extent required by applicable law, anyone with a disability will be reasonably accommodated by the College. If you have a disability and need an accommodation or assistance in applying for this position, please contact the Human Resources Office.