Job Description
COMMUNITY BANK IN LEWISVILLE, TX HAS AN IMMEDIATE NEED FOR A CSR II. This position meets customer expectations of service and professionalism whether in person or on the phone, assisting in a variety of checking, savings, and credit account transactions, as well as customer services such as sales of Official checks, money orders, bank gift cards, travel cards and stamps. Assists customers with inquiries related to personal accounts or loans. Identifies customer needs and makes referrals to appropriate bank deposit, loan, and insurance specialists.
As training is completed CSR II's may be included in special projects to fulfill the needs or goals of: The CSR II, bank or our customers. When you are chosen to participate, balance your time making sure these special projects do not take away from our primary responsibilities of providing high quality customer service to our customers or support to fellow employees.
PRINCIPAL DUTIES AND RESPONSIBILITIES:
- New duties may include, but are not limited to, branch end of day, balancing or auditing of vaults or teller drawers, ordering money for the branch as well as be able to find outages on the cash balancing report input, edit and open new accounts or loans and may provide direction or limited supervision to bank employees.
- Able to promote, explain and cross sell any personal deposit service offered by bank and the related fees including but not limited to CD's, IRA's, Consumer Loans and Personal DDA accounts. Evaluating customer needs, and promptly responding in person or by telephone concerning account status, account balances, stop payments, funds availability, monetary transfers, NSF's, OD status, and statement requests. Also refers customers to the appropriate bank financial specialist when appropriate such as Real-estate, Commercial Loans, Insurance Services or Merchant Services.
- Be able recognize and resolve customer electronic banking issues including but not limited to Debit Card inquires, Reissue Debit cards, Resetting Debit Card PIN's, Debit Card and ATM disputes.
- Balances cash drawer at the end of the shift and compares totaled amount to electronic journal on DCI. Scans images of items validated by the DCI Teller system and balances the files by using the Branch Capture system. Reports any discrepancies to the supervisor as necessary and is able to find outages when on the cash balancing report.
- Recognizes and addresses customer by name when possible. Listens carefully to customer requests, comments or complaints and responds appropriately in accordance with bank procedures.
- Receives and processes deposits or withdrawals of cash, checks, collection items and utility payments for deposits to accounts, verifies amounts, examines these items for proper endorsement, and enters transactions into computer records in an accurate, prompt, and efficient manner.
- Receives mortgage, consumer loan, commercial loan, and other payments, inspects negotiable instruments and cash offered for payment and ensures the payments match balances due, enters payments received into DCI Teller.
- Sell Official Checks, money orders, travel card, bank gift cards, white zipper bags and Redeem U.S. Savings Bonds.
- Verifies and packages coins and currency to be sold to FED. or other branches. Not to exceed armored car insurance limit of $250,000 per bag or branch vault limits.
- Maintains cash supply within prescribed limits, orders cash when necessary, prepares cash transfer slips and counts incoming cash. When over prescribed vault or teller drawer limits must fill out the OLF (Over Limit Form) within the campus.
- Places holds on accounts for uncollected funds and prepares bank Notice of Delayed Availability in accordance with bank procedures.
- Prepares CTR's within DCI Teller and forward with correct documentation to BSA officer or designee and may also prepare and submit electronic CTR's to FinCEN.
- Performs bank by mail and night deposit functions where available.
- May prepare and maintain various reports and records, using Microsoft word, excel or open office.