Job Description

CREDIT UNION HAS AN IMMEDIATE OPPORTUNITY FOR A MORTGAGE LOAN PROCESSOR.

ESSENTIAL FUNCTIONS & RESPONSIBILITIES:

• Interview loan applicants to determine if they meet credit union requirements for a mortgage loan. Obtain credit reports, sales contracts, order appraisals and title policies, answers member questions, resolves all discrepancies, etc.
• Send out required loan disclosures, request income verification from members, verifies funds for closing from bank statements, and other required documents.
• Ensure all documentation is completed and signed before submitting the application and all supporting documentation to Underwriter for decisioning. Follow up with member after receiving loan decision to inform member of loan denial or approval.
• Determines if applicant meets Credit Union standards for further consideration.
• Informs applicant of closing costs, such as appraisal, credit report, and notary fees.
• Register as MLO with NMLS and renew annually
• Performs other job-related duties as assigned.

Qualifications

• Two years to five years of similar or related experience.
• A high school education or GED.
• Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
• Excellent communication skills.

Additional Information

COMPENSATION:

• $20+/hr
• Medical, dental, paid holidays, and 401K match, and FUN work culture!