Build the AI-enabled operating system for an emerging institutional finance category.
Our client is a New York City-based real estate capital company working to make Homebuilder Finance a repeatable, data-driven asset class.
Thousands of capable regional and local homebuilders need more efficient access to capital. Institutional investors want short-duration, collateralized residential credit exposure, but homebuilder loans remain fragmented, bespoke, inconsistently underwritten, and difficult to evaluate as a programmatic investment pool.
The company is building the standard that connects them: the data model, underwriting framework, governance, workflows, and operating infrastructure that allow institutional capital to evaluate, finance, monitor, and invest in Homebuilder Finance at scale.
A meaningful amount of the underlying technology and agent architecture is already operating. Real business needs—underwriting, financial models, investor materials, decisions, communications, and internal workflows—already enter the system and produce useful work.
The initial bootstrap is complete. Now the company needs a second builder.
You will work directly inside the codebase, extend the system, make it usable across the organization, and become the technical counterpart who can carry the product and systems vision forward without waiting for a fully specified roadmap.
You will own work across full-stack product development, applied AI, data, infrastructure, and business operations.
Your work will directly affect how the company evaluates builders, underwrites transactions, matches opportunities with capital partners, creates investor materials, and learns across every builder and deal.
You will:
This is not a conventional corporate IT role, a maintenance seat, or an executive position removed from the codebase. The mandate is to close the distance between messy business needs and dependable working systems.
You are an established but still deeply hands-on builder with:
Years alone do not establish fit. Exceptional builders with a shorter career arc are encouraged when their work demonstrates unusual technical depth, architectural judgment, zero-to-one ownership, and sustained responsibility for important production systems.
Startup or similarly high-ownership experience is strongly preferred. Experience in lending, structured finance, capital markets, credit, real estate, or another operationally complex financial environment is valuable but not required.
The strongest person for this role demonstrates:
This is not a ceremonial CTO title on day one. It begins with direct ownership of the product, architecture, and code.
As the platform and team grow—and as the person in this role demonstrates the ability to carry the technical mandate—the scope is designed to expand toward company-wide technical leadership. The path is based on demonstrated impact, judgment, and organizational leverage rather than tenure or title progression.
The right candidate wants both parts: the opportunity to shape the company's technical future and the responsibility to build the foundation personally.
This role is based in New York City, with regular in-person work in Manhattan strongly preferred. Hybrid arrangements may be considered for an unusually aligned candidate.
Candidates outside NYC may be considered when the fit is exceptional and there is a credible path to spending meaningful time with the team in New York.
The expected total compensation range is USD 200,000–250,000 Yearly.
This is a rare chance to join after the initial system has cleared its bootstrap stage but before the most consequential products, workflows, and technical leverage have been built.
The platform already has real demand, real operating pressure, and real users. The next step is turning that foundation into durable infrastructure that can scale across the company—and eventually across an emerging asset class.
If selected for a video interview, be prepared to describe—and ideally demonstrate:
At Urrly, fairness matters. We use AI to review every application against the same clear requirements for the role. Candidates are evaluated only on job-related factors such as skills, certifications, and experience, not personal attributes.
Apply now and receive a response within 24 hours.