SUCCESSFUL BANK NAMED - BEST BANK TO WORK FOR MULTIPLE TIMES!
SUMMARY: Responsible for the origination of residential mortgage real estate loans for purchase, new construction, or refinancing of existing mortgage loans, primarily focused on CRA lending.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Develop residential, real estate mortgage business; develop and maintain a call program with builders, brokers, real estate agents, and developers; provide information on lending policies, procedures, and products.
Prequalify prospective applicants by analyzing their financial status, credit history, and employment verification to determine the feasibility of loan approval.
Take loan applications from potential customers; maintain contact with applicants, brokers and correspondents regarding the status of the application and gather any additional initial required documentation; explain terms and conditions to loan applicants; analyze loan to determine eligibility of loan as it relates to policies and procedures of the bank.
Develop and maintain relationships with Home Buyer Education agencies, State and other government housing entities. Plan and/or assist in Home Buyer Seminars, Fairs and other Community related events.
Inform applicants of the mortgage approval process and any costs associated with it such as the appraisal and credit reports. Answer applicants' questions throughout the loan process.
EDUCATION AND/OR EXPERIENCE High school diploma or equivalent required. Bachelor degree from an accredited college or university in business/finance strongly preferred. Minimum of 3 years sales experience in a related capacity is required. Additional course work or work experience in real estate is preferred.
CERTIFICATES, LICENSES, REGISTRATIONS This position requires registration through the National Mortgage Licensing System (NMLS) under the terms of the SAFE Act of 2008. Applicants must (1) have an active NMLS ID that is in good standing, and can be transferred to North Shore Bank's registry, or (2) must be willing to register prior to start date. Your employment with North Shore Bank is contingent upon successful registration and annual re-registration thereafter.
PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit; use hands to handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to stand; walk; and stoop or crouch. The employee must frequently lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, depth perception, and ability to adjust focus. This position requires the ability to travel to visit prospects such as realtors, builders, brokers, etc. typically via automobile.
Required Skills Required Experience
REQUIRED EDUCATION
RELATED DEGREES: Economics
PREFERRED EDUCATION