Job Description
Tulsa, OK:
Market President, Commercial Banking JOB SUMMARY:
The Market President, Commercial Banking is responsible for overseeing the bank’s commercial activities of a geographic region. Directs commercial banking activities across multiple business lines including cost and profit performance of a region. Complies with regulatory and corporate standards for such programs.
Market President, Commercial Banking ESSENTIAL FUNCTIONS (RESPONSIBILITIES):
• Prospects business deposits and loan relationships in the company target market using local networks and personal connections.
• Promotes the development and service of a commercial loan portfolios. Expected to meet or exceed loan and deposit goals. • Monitors loan portfolio to maintain a high-quality asset base; maintains up-to-date client files including all required financial records and loan documentation.
• Obtains critical information to be used in the decision-making process.
• Prepares accurate Loan Committee presentations following established guidelines.
• Ensures commercial team maintains asset quality of loan portfolio and monitors appropriate delinquency rate of assigned loan portfolios.
• Works with credit administration in risk rating analysis, risk rating measurements, and annual review process. Works with compliance and credit administration staff to assure documentation, forms, and policies are maintained within bank and regulatory guidelines.
• Directs and coordinates all commercial activities for a region. Provides loans and banking products to commercial clients across one or more different areas such as C&I, business banking, commercial real estate, agricultural, commercial finance (assets-based lending) equipment leasing and finance, SBA loans, or other specialty areas.
• Oversees commercial activities of assigned programs, such as sales, operations, or electronic financial services; determines methods and procedures for carrying out programs; and interprets policies and practices.
• Directs or conducts management studies, prepares workload and budget estimates for specified or assigned operations, analyzes operational reports, and submits activity reports.
• Solicits new business and participates in community or service organizations.
• Authorizes commercial loans when permitted by institution regulations.
• Develops objectives and measurement standards and monitors each region’s commercial performance.
• Oversees the development and ensures that additional commercial products and services are available and ready for clients, such as small business and commercial lending, etc.
• Establishes and maintains a regional commercial banking program for the Company that is compliant with all regulatory requirements and sound business practices. Develops, leads, and executes regional commercial banking strategies.
• Oversees regional commercial banking programs for compliance with policies, procedures, and regulatory requirements.
• Participates in the department hiring, promotion, and review process while managing, mentoring, and improving support staff performance. Coaches and develops team to ensure we are meeting the needs of the company.
• Exercises awareness with regard to possible suspicious activity, money laundering or fraudulent behavior and reports any such incidents to the BSA department. Performs all job functions in compliance with all company policies and federal, state, and local laws and regulations as applicable to the position, including, but not limited to BSA/AML, OFAC and GLBA/privacy rules.
• Performs related responsibilities as required or assigned.
Market President, Commercial Banking REQUIRED QUALIFICATIONS:
Knowledge/Skill/Ability • Advanced knowledge of Commercial banking products and services
• Advanced knowledge of Commercial Banking policies, processes, and best practices
• Excellent and written communication skills
• Negotiation skills
• Exhibit excellent PC skills, including word processing and spreadsheets
• Ability to develop and deliver executive presentations
• Ability to work independently with little direction
• Ability to manage a team to meet Company goals and objectives
• Ability to maintain current working knowledge of commercial banking related laws and regulatory requirements to ensure compliance with the regional objectives.
• Exemplifies the Gateway Values: Growth Oriented, Make a Difference, Get it Done Attitude, Team Player, & Do the Right Thing.
Equivalent Education/Experience • Bachelor’s Degree in business, accounting, finance, or related degree
• Requires 10 years of Commercial Banking experience, with a financial institution or mortgage company
• 5+ years of banking management experience
Market President, Commercial Banking SPECIAL JOB DIMENSIONS:
Up to 20-30% travel may be required.
Company Description
Founded in 2000 and headquartered in Jenks, Oklahoma as well as a corporate office in Dallas, TX, Gateway First Bank has $1.9 billion in assets, six banking centers in Northwest Oklahoma, 160 mortgage centers with operations in 42 states and the District of Columbia, and almost 1,600 employees. It is one of the ten largest banks in the State of Oklahoma by asset size and one of the largest bank mortgage operations in the United States, also servicing 85,000 residential mortgages (known as Gateway Mortgage). While that is all impressive, our passion of Strengthening Families and communities is at the core of the Gateway Vision!