M/I HOMES, A TOP 20 NATIONAL HOME BUILDER, continues to grow its division in Austin.  They seek a Mortgage Loan Closer for its builder financing subsidiary, M/I Financial, located in the North Austin area.  The successful candidate must be well versed in preparing closing documentation for all types of mortgage loans, including conventional, FHA, and VA.

THE POSITION OFFERS:

• Steady work environment – driven by builder new home purchase sales – NO refinances.
• Conveniently located in North Austin on Hwy 360 just south of the Arboretum.
• Salary + Bonuses based on work volume achieved.
• Monday through Friday work environment.
• Generous paid time off structure.
• Entire loan operation – origination, processing, underwriting, and closing - locally based.
• Team partnership with a top 20 national builder.
• Discount on employee new home purchases.
• 401K and Profit Sharing.
• Full Medical, Vision, and Dental Insurance.

JOB SUMMARY:

Prepares all closing documentation packages in coordination with processing, underwriting, and in-house title company staff for FHA, VA, USDA, DPA and Conventional mortgage loans.

DUTIES AND RESPONSIBILITIES:

• Using working knowledge of CFPB/TRID ATR/QM, and TILA/RESPA guidelines, prepares accurate Closing Disclosures and delivers to all parties on a timely basis to meet legal requirements. 
• Orders title commitments and any other closing related documents as needed.
• Balances Closing Disclosure with all parties.
• Review sales contracts, addenda, homeowner’s insurance, final inspection, flood certificate, title commitment and other documents pertaining to the closing of the loan.
• Maintain accurate closing schedules and funding schedules.
• Manage/resolve post-closing requests and/or suspense items on closed loans.
• Other duties as assigned by the branch or operations managers.

Required Skills

SKILLS AND ABILITIES:

Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization. Ability to elicit, interpret, analyze, and evaluate given information relative to company policy and procedures. Excellent organizational skills and detail-oriented aptitude.

Required Experience

MINIMUM EDUCATION AND WORK EXPERIENCE:

High school graduate, with some college preferred, and at least three (3) years of experience in the mortgage field.

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, 401(k) profit sharing plan, employee stock purchase plan, employee home purchase plan and more.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

SKILLS AND ABILITIES:

Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization. Ability to elicit, interpret, analyze, and evaluate given information relative to company policy and procedures. Excellent organizational skills and detail-oriented aptitude.