Job Description

Are you highly motivated to succeed? Are you competitive and results driven? Do you enjoy talking with people on the phone and building rapport? If so, this may be the opportunity to start (or continue) your career in the fast-paced world of mortgage! As a Mortgage Loan Officer (MLO) within Green Lending Wholesale, you will be based in our Tustin California office.

RESPONSIBILITIES

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

SKILLS

• Proven working experience as a loan officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment
• BS degree in finance, economics or a related field

WORK EXPERIENCE

Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.

REQUIRED QUALIFICATIONS

• 1+ year of sales experience
• High school diploma or equivalent
• NMLS California license

DESIRED QUALIFICATIONS

• Basic Microsoft Office skills
• Encompass knowledge preferred
• Excellent verbal, written, and interpersonal communication skills
• Mortgage industry experience
• Bilingual speaking proficiency in Spanish/English
• Customer service experience
• A college degree in business, marketing or related field highly preferred

BENEFITS OF EMPLOYMENT

Green Lending Wholesale offers employees a comprehensive range of benefits including competitive pay with potential for commission. Depending on your eligibility, options for full-time employees include medical/prescription drug coverage; dental and vision options; and paid holidays, vacation days and sick time.

Disability Accommodations Statement: Green Lending Wholesale is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, contact Human Resources at HR@GreenLendingWholesale.com to set up accommodation.

Equal Employment Opportunity (EEO): Green Lending Wholesale provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how Green Lending Wholesale may use or disclose your personal information in our hiring practices