Job Description

 HCL America is a Global Outsourcing Company with over 160,000 employees!  We've inviting Banking professionals to apply!

This is a full time position with  an attractive base salary plus lucrative incentives. Our Employees enjoy amazing benefits such as  low cost medical plans, 401K , paid vacation , flex days  and much much more!!.

MORTGAGE LOAN PROCESSOR - ONSITE AT WESTLAKE VILLAGE, CA( VENTURA COUNTY)

Urban Fulfillment Services, a subsidiary of HCL Technologies is hiring. Come join our team! We are a growing outsource provider of mortgage services to many different clients - including large banks, mortgage companies, and credit unions. This provides mortgage professionals a unique opportunity to learn and grow in their career.

As a Mortgage Loan Processor, for one of our client projects, you will be your bring your exceptional communication skills, sense of urgency, willingness to work closely with others, and serve as the primary point of contact for our client's customers as they navigate through the mortgage loan process. You will effectively manage a large pipeline of loans.

Essential Functions/Duties:

• Validate assets and liabilities listed on the loan application by gathering information from third party resources (examples include obtaining bank statements to verify deposit balances and matching liabilities listed against credit reports). Validate additional information provided by loan applicant on the application (including Verification of Employment, Verification of Deposits, flood certification, HMDA information, etc.)

• Provide all required information to underwriters – if additional information is needed, contact Loan Officer and/or customer to obtain needed information

• Obtain list from underwriters of conditions necessary to close loan and works with customer to obtain necessary information – submitting it to underwriter.

• Verifies that all files receiving “clear to close” approval contain Title Commitment, Proof of Homeowners Insurance, Insured Closing Letter, Wiring Instructions and Tax Reports

• Protect Company’s reputation and image by maintaining Borrower confidence; deliver a high level of customer service and by keeping mortgage loan information confidential.

• Work as directed by Management.

Preferred Education & Experience:

• High School Diploma or GED equivalent required, some college preferred; College degree desired.

• Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software) Encompass 360 desired.

• A minimum of six (6) to twelve (12) months of prior loan processing experience is required

• Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand.

• Ability to multi-task and operate in a high-volume, fast-paced environment.

• Knowledge of federal and state regulatory requirements a plus.

• Must be able to perform essential responsibilities with or without reasonable accommodation.

Experience:

• Mortgage Processing : 1 year (Required)

• Microsoft Office: 1 year (Preferred)

• Customer Service: 1 year (Preferred)

Education:

• High school or equivalent (Required)

Company Description

HCL Technologies is a next-generation global technology company that helps enterprises reimagine their businesses for the digital age. Our technology products and services are built on four decades of innovation, with a world-renowned management philosophy, a strong culture of invention and risk-taking, and a relentless focus on customer relationships. HCL also takes pride in its many diversity, social responsibility, sustainability, and education initiatives. Through its worldwide network of R&D facilities and co-innovation labs, global delivery capabilities, and over 150,000+ ‘Ideapreneurs’ across 49 countries, HCL delivers holistic services across industry verticals to leading enterprises, including 250 of the Fortune 500 and 650 of the Global 2000. Enterprises across industries stand at an inflection point today. In order to thrive in the digital age, technologies such as analytics, cloud, IoT, and automation occupy center stage. In order to offer enterprises the maximum benefit of these technologies to further their business objectives, HCL offers an integrated portfolio of products and services through three business units. These are IT and Business Services (ITBS), Engineering and R&D Services (ERS), and Products and Platforms (P&P). ITBS enables global enterprises to transform their businesses via Digital Foundation, our modernized infrastructure stack built around hybrid cloud, software-defined networks, the digital workplace, and other elements; Digital Business, a combination of our application services and consulting capabilities; and Digital Operations, a three-pronged setup for modernized and efficient operations at enterprise level. ERS offers engineering services and solutions in all aspects of product development and platform engineering. Under P&P, HCL provides modernized software products to global clients for their technological and industry-specific requirements. Our holistic Mode 1-2-3 strategy forms the backbone of these three business units to help enterprises navigate the digital age with ease. It is the core aspect of our ‘Digital Enterprise 4.0’ focus – aimed at offering holistic services to our clients to meet the technology needs of their present while readying them to be future-ready. The company’s DNA of grassroots innovation, its ingrained culture of co-innovation, and its tradition of going far beyond what is expected, to create customer value, clearly differentiates it and gives it a distinct advantage in creating value for businesses in the digital and connected world.