Job Description

HAMILTON PORTER is a boutique technical recruiting firm that partners with a variety of companies ranging from up and coming startups to reputable Fortune 500's.

OUR CLIENT is seeking a driven and passionate Mortgage Loan Closer who will be responsible for reviewing loan documents and keeping an open dialogue regarding loan files with customers. You’ll be working with a well-established mortgage lender that has been in service for over 20 years! Great company culture, exciting opportunities for growth, and full benefits! If you are looking to join a company that values result and integrity, this is a place for you.

RESPONSIBILITIES:

Review and prepare Loan Documents

• Prepare and review files for docs

• Review data input to assure loan document information is accurate for signing

• Provide an accurate review to ensure compliance with Federal, State, Investor and company policies

• Up to date with all compliance with Federal, State, Investor and company policies

• Conventional, VA, & FHA loans

Provide and Sign-off Outstanding Funding Conditions

• Complete funding review within the required turn time

• Review outstanding funding conditions in a timely manner to make scheduled funding

• Properly communicate and update applicable parties of funding status

• Complete loan package for funding

• Screen and/or protect documents for loan requirements

Resolve Discrepancies and Post-Closing-Closer

• Communicate with applicable parties regarding loan closing and loan delivery

• Deliver loan file to investor with no funding purchase suspense

• Assist in resolving any purchase suspense issues required before investor lock expiration

Review TRID Compliance

• Finalize Final Closing Disclosure and issue Post Consummation Closing Disclosure if required

• Properly review Final Closing Disclosure to ensure RESPA Compliance and validate tolerance thresholds

• Upload and complete system entries with Final Closing Disclosure

• Retrieve correct principal reduction check and correct system entry if required

• Complete and verify Uniform Closing Dataset (UCD) for loan delivery

• Review all LE's & CD's for correspondent loans if applicable

• Run compliance test for correspondent loans if applicable

QUALIFICATIONS:

• 2 years related experience in mortgage as a Loan Closer

• Must be knowledgeable in the guidelines and TRID

• Excellent oral and written communication skills

• Must be reliable

• Attention to detail

• Excellent computer skills

• Ability to work independently

WHAT WE OFFER:

• Competitive Base Salary plus commission

• Comprehensive Benefits Package (Medical, Dental, Vision)

• Vacation, Sick, Personal Time and Company Holidays

• 401k

• Opportunities for growth!

THIS ROLE IS MOVING FAST! DON’T HESITATE AND APPLY TODAY TO START YOUR CAREER!