Job Description
HAMILTON PORTER is a boutique technical recruiting firm that partners with a variety of companies ranging from up and coming startups to reputable Fortune 500's.
OUR CLIENT is seeking a driven and passionate Mortgage Loan Closer who will be responsible for reviewing loan documents and keeping an open dialogue regarding loan files with customers. You’ll be working with a well-established mortgage lender that has been in service for over 20 years! Great company culture, exciting opportunities for growth, and full benefits! If you are looking to join a company that values result and integrity, this is a place for you.
RESPONSIBILITIES:
Review and prepare Loan Documents
- Prepare and review files for docs
- Review data input to assure loan document information is accurate for signing
- Provide an accurate review to ensure compliance with Federal, State, Investor and company policies
- Up to date with all compliance with Federal, State, Investor and company policies
- Conventional, VA, & FHA loans
Provide and Sign-off Outstanding Funding Conditions
- Complete funding review within the required turn time
- Review outstanding funding conditions in a timely manner to make scheduled funding
- Properly communicate and update applicable parties of funding status
- Complete loan package for funding
- Screen and/or protect documents for loan requirements
Resolve Discrepancies and Post-Closing-Closer
- Communicate with applicable parties regarding loan closing and loan delivery
- Deliver loan file to investor with no funding purchase suspense
- Assist in resolving any purchase suspense issues required before investor lock expiration
Review TRID Compliance
- Finalize Final Closing Disclosure and issue Post Consummation Closing Disclosure if required
- Properly review Final Closing Disclosure to ensure RESPA Compliance and validate tolerance thresholds
- Upload and complete system entries with Final Closing Disclosure
- Retrieve correct principal reduction check and correct system entry if required
- Complete and verify Uniform Closing Dataset (UCD) for loan delivery
- Review all LE's & CD's for correspondent loans if applicable
- Run compliance test for correspondent loans if applicable
QUALIFICATIONS:
- 2 years related experience in mortgage as a Loan Closer
- Must be knowledgeable in the guidelines and TRID
- Excellent oral and written communication skills
- Must be reliable
- Attention to detail
- Excellent computer skills
- Ability to work independently
WHAT WE OFFER:
- Competitive Base Salary plus commission
- Comprehensive Benefits Package (Medical, Dental, Vision)
- Vacation, Sick, Personal Time and Company Holidays
- 401k
- Opportunities for growth!
THIS ROLE IS MOVING FAST! DON’T HESITATE AND APPLY TODAY TO START YOUR CAREER!