Summary: Responsible for analyzing loan applications, making loans, generating interest income, monitoring and servicing existing loan customers, making credit decisions, collecting on loans and marketing the Bank’s services and products.

Essential Duties and Responsibilities include the following:

• Perform lending duties.

• Review and approve loan documentation to ensure accurate lien perfection

• Soliciting sound loan requests which meet the bank’s lending philosophy and conform to Policy guidelines which protects bank’s assets;

• Service accounts relationships by approving various negotiable instruments for deposit, transferring funds, authorizing checks for cashing and determining disposition of daily overdrafts.

• Develop new deposit and loan relationships.

• Work with customers regarding complaint resolution and/or problems ensuring customer satisfaction with Bank products and services

• Serve actively on local or regional loan committees if applicable and providing meaningful dialogue during this process; and

• Perform other work related duties, as assigned.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Must have proficient knowledge in Microsoft Office software

• Must have a basic understanding of accounting and finance

• Must have knowledge of applicable federal and state laws and regulations and knowledge of Bank policies and procedures

• Must have analytical, decision-making and problem solving skills

• Must be able to balance multiple tasks and projects simultaneously within a limited time frame

• Must be able to pay attention to detail and strong organizational, communication and customer relation skills

• Must have the ability of instructing, assigning new work, maintaining standards, allocating personnel, reviewing work, coordinating activities, planning work for others and acting on employee problems

• Must be able to pass background and screening process.

Education and/or Experience:

• Bachelor’s Degree in Accounting, Finance, Business or a related field required

• Five Years Commercial Lending experience required

• Banking experience required.