Job Description

VA SAR/LAPP DELEGATED UNDERWRITER PREFERRED

• Excellent team atmosphere

For your hard work, you will be rewarded with a strong salary and benefits, including 401k, and other cool perks. We are a fast growing company with a clear business plan for success. Please submit your salary requests.

We are seeking to add to our GREAT DE UNDERWRITING TEAM. Positions are REMOTE The Underwriter III is responsible for evaluation, review and approval/denial of loan applications based on investor guidelines. Determines stipulations of loans and communicates directly with required parties to resolve stipulations. Assist other team members with files which exceed approval guidelines and exceptions. ROLES & RESPONSIBILITIES:

• The Underwriter III is responsible for analyzing highly complex financial and credit information according to internal underwriting standards, investor guidelines, and federal regulations.
• Underwrites a wide variety of product and loan types with a higher aggregate credit exposure including underwriting exceptions not determined through DU
• Compile, analyze, and document loan data and credit risk, borrower and property information.
• May review more complex loans requiring exceptions.
• Responsible for providing strong and clear communication to processors, underwriters, mortgage professionals and borrowers regarding documents needed for mortgage loan files to ensure quick turnaround time.
• Provide training and assistance to Underwriters I and Underwriters II to assist with performance improvement and developmental opportunities.
• Adheres to all applicable internal NPI policies and procedures, and protects the confidentiality of borrower information.
• Direct Underwriters I or Underwriters II to perform a variety of administrative duties in support of the operation.
• May lead the work of others in the absence of the Underwriting Manager, ensuring staff has tools and support necessary to efficiently decision loans.
• Other duties as assigned.

CORE REQUIREMENTS:

• Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position.
• Will consider the equivalent combination of job experience and education that demonstrates the ability to perform the essential functions of the job.
• Advanced analysis skills in the areas of credit, layered risk, and income.
• Ability to underwriting loans at a national level and in all markets.
• FHA - Direct Endorsement (DE) designation REQUIRED.
• VA – Lender Appraisal Processing Program (LAPP) and/or Staff Appraisal Reviewer (SAR) designation(s) REQUIRED.
• Experience with Desktop Underwriter (DU) or comparable automated underwriting system required.
• Basic computer skills required.
• Experience with word processing beneficial.
• Prefer experience with TMO.
• Minimum of 5 years mortgage underwriting or lending experience with 1 or more years of lead or supervisory experience in underwriting.

HighTechLending is an equal opportunity employer.

Benefits:

• Health insurance
• Dental insurance
• Vision insurance
• Company Paid Life Insurance
• Retirement plan
• 11 Paid Holidays
• 3 weeks vacation
• REMOTE

Company Description

HighTechLending, Inc. a leader in the Mortgage Industry, and headquartered at 2030 Main Street, Ste 350, Irvine, CA 92614 with FNMA, GinnieMae, VA, and HUD endorsements have corporate support offices and producing approximately 30 retail and reverse branches based in CA, FL, ID, OR, CO, WA, TX, PA, IL, NC, MD, UT, VA, NJ, SC, NC and AZ. HighTechLending, Inc is proud to be an Equal Opportunity Employer. Applicants are considered for all positions without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, ancestry, marital or veteran status.

• Excellent team atmosphere For your hard work, you will be rewarded with a strong salary and benefits, including 401k, and other cool perks. We are a fast growing company with a clear business plan for success. Please submit your salary requests.