Insurance Accounts Receivable Specialist

SCU SERVICES LLC

Insurance Accounts Receivable Specialist

Florence, KY
Full Time
Paid
  • Responsibilities

    Benefits:

    Health Insurance Stipend

    Salary Negotiable Depending on Experience

    401(k) matching

    Paid time off

    Training & development

    Job Summary

    We are seeking a driven Insurance Claims & Accounts Receivable Specialist to support our mitigation and restoration team. This role is ideal for a former independent adjuster, staff adjuster, or field adjuster who understands how carriers evaluate claims and can use that knowledge to ensure our clients’ losses are properly documented, approved, and paid.

    You will work on the contractor side—advocating for homeowners, justifying scope and pricing, and pushing back on reductions—while also managing collections to ensure invoices are paid in full.

    Why This Role is a Great Fit for Adjusters

    Use your adjuster experience on the other side of the claim

    No climbing roofs or field inspections

    Consistent workload (no chasing deployments)

    Leverage your knowledge of carrier guidelines and estimating to maximize claim outcomes

    Key Responsibilities

    Insurance Claims Management

    Act as liaison between clients, insurance adjusters, and carriers

    Review and compare carrier estimates vs. actual scope of work

    Write and submit supplements using Xactimate

    Negotiate with desk and field adjusters on scope, pricing, and reductions

    Identify underpaid, denied, or missed items and pursue recovery

    Build well-documented files that support full reimbursement

    Maintain consistent follow-up to keep claims moving

    Accounts Receivable & Collections

    Track and manage all outstanding insurance receivables

    Follow up with carriers on delayed or unpaid claims

    Communicate with customers regarding deductibles and balances

    Resolve billing discrepancies and payment issues

    Assist with escalations, collections, or lien processes when necessary

    Post payments and maintain accurate records

    Backup for other business office personnel duties as needed

    Qualifications

    Prior experience as an independent adjuster, staff adjuster, or field adjuster preferred

    Strong working knowledge of Xactimate

    Understanding of carrier guidelines, claim workflows, and estimating practices

    Experience negotiating claims, reviewing estimates, and handling supplements

    Strong follow-up and persistence in collecting payments

    Excellent communication and documentation skills

    Highly organized with the ability to manage multiple claims

    Preferred Background

    Restoration or mitigation industry experience (biohazard/death/trauma, water, fire, mold)

    Experience on both carrier and contractor sides of claims

    Familiarity with IICRC standards

    Experience with accounting or A/R processes

    What Success Looks Like

    Increased claim approvals and reduced write-downs

    Faster claim turnaround and payment timelines

    Low aging on receivables

    Strong, defensible documentation on every file

    About SCU Services

    SCU Services is a trusted and proven biohazard and specialty cleanup company built on care, compassion, and professionalism. From first contact to final walkthrough, we walk alongside our clients — handling emergency response, insurance coordination, and restoration with dignity and discretion.

    We are growing intentionally and seeking individuals who value integrity, accountability, and long-term professional development.