Life and Disability Insurance Advisor (Dental Specialty Focus)

Bowman Insurance & Financial Servic

Life and Disability Insurance Advisor (Dental Specialty Focus)

Louisville, KY
Full Time
Paid
  • Responsibilities

    Benefits:

    SEP Retirement Plan

    Bonus based on performance

    Competitive salary

    Flexible schedule

    Health insurance

    Paid time off

    Dental insurance

    Vision insurance

    The Opportunity

    Bowman Insurance & Benefit Services is the leading insurance partner to the dental community in Kentucky and Southern Indiana. For over 25 years, we’ve built trusted relationships with dental students, associates, specialists, and practice owners.

    We are seeking a high-performing Life & Disability Insurance Advisor to step into an established, referral-driven market and grow a significant book of business.

    This is not a cold-calling grind. This is a relationship-based advisory role within a clearly defined niche — with real upside.

    If you are entrepreneurial, competitive, and confident advising professionals on complex coverage decisions, this role offers autonomy, strong support, and uncapped income potential.

    What You’ll Own

    Manage and grow an existing book of dental clients

    Drive new production through referrals, warm leads, and industry relationships

    Cross-sell life, disability, and complementary insurance solutions

    Serve as a trusted advisor to dentists at every stage of their career

    Build long-term carrier partnerships and stay ahead of product trends

    Represent Bowman at dental society meetings, seminars, and conferences

    Document activity and manage pipeline within AMS360

    You will have independence in how you build your business — with marketing support, established brand credibility, and deep industry access.

    Who Thrives Here

    Top performers in this role tend to:

    Treat their territory like a business they own

    Proactively build referral networks

    Communicate complex policies with clarity and authority

    Follow up relentlessly

    Value long-term client relationships over transactional sales

    Want income tied directly to production — not caps

    Requirements

    3+ years of Life / Disability / Health insurance production experience

    Active Life & Health Insurance License (KY & IN)

    Strong CRM or agency management system experience (AMS360 or Gen4 preferred)

    Self-directed, organized, and results-oriented

    Willingness to travel for client meetings and industry events

    Bachelor’s degree or equivalent experience preferred.

    Compensation Structure

    Base salary plus uncapped commission

    No commission caps

    Performance bonuses

    Commission splits and referral bonuses across other insurance lines

    Established book of business + referral-driven niche market

    High performers can build significant long-term income through renewal streams and cross-line growth.

    Benefits

    Company-sponsored Health, Dental, Vision, and Term Life

    Short-term and Long-term Disability

    Employer-funded SEP Retirement Plan

    Paid Time Off

    Employer-paid licensing and CE

    Mileage reimbursement

    Professional development opportunities

    Start Date: Spring 2026 (or earlier by mutual agreement)