Life and Disability Insurance Advisor (Dental Specialty Focus)
Benefits:
SEP Retirement Plan
Bonus based on performance
Competitive salary
Flexible schedule
Health insurance
Paid time off
Dental insurance
Vision insurance
The Opportunity
Bowman Insurance & Benefit Services is the leading insurance partner to the dental community in Kentucky and Southern Indiana. For over 25 years, we’ve built trusted relationships with dental students, associates, specialists, and practice owners.
We are seeking a high-performing Life & Disability Insurance Advisor to step into an established, referral-driven market and grow a significant book of business.
This is not a cold-calling grind. This is a relationship-based advisory role within a clearly defined niche — with real upside.
If you are entrepreneurial, competitive, and confident advising professionals on complex coverage decisions, this role offers autonomy, strong support, and uncapped income potential.
What You’ll Own
Manage and grow an existing book of dental clients
Drive new production through referrals, warm leads, and industry relationships
Cross-sell life, disability, and complementary insurance solutions
Serve as a trusted advisor to dentists at every stage of their career
Build long-term carrier partnerships and stay ahead of product trends
Represent Bowman at dental society meetings, seminars, and conferences
Document activity and manage pipeline within AMS360
You will have independence in how you build your business — with marketing support, established brand credibility, and deep industry access.
Who Thrives Here
Top performers in this role tend to:
Treat their territory like a business they own
Proactively build referral networks
Communicate complex policies with clarity and authority
Follow up relentlessly
Value long-term client relationships over transactional sales
Want income tied directly to production — not caps
Requirements
3+ years of Life / Disability / Health insurance production experience
Active Life & Health Insurance License (KY & IN)
Strong CRM or agency management system experience (AMS360 or Gen4 preferred)
Self-directed, organized, and results-oriented
Willingness to travel for client meetings and industry events
Bachelor’s degree or equivalent experience preferred.
Compensation Structure
Base salary plus uncapped commission
No commission caps
Performance bonuses
Commission splits and referral bonuses across other insurance lines
Established book of business + referral-driven niche market
High performers can build significant long-term income through renewal streams and cross-line growth.
Benefits
Company-sponsored Health, Dental, Vision, and Term Life
Short-term and Long-term Disability
Employer-funded SEP Retirement Plan
Paid Time Off
Employer-paid licensing and CE
Mileage reimbursement
Professional development opportunities
Start Date: Spring 2026 (or earlier by mutual agreement)