Job Description

Overview - PAYS $90-120K+ + OT + QUARTERLY INCENTIVES & YE BONUS + GREAT BENEFITS!!

• THIS ROLE PAYS AROUND $150K ALL IN + GREAT BENEFITS!

INCREDIBLE TEAMS DOING EXCEPTIONAL WORK, EVERY DAY

In Relationship Management Team Support, we document, process and underwrite both residential and commercial loans. We provide exceptional client service to internal and external partners. We support our Relationship Managers in all aspects of the loan process to ensure that we are delivering a seamless lending experience to our clients.

Responsible for ensuring that all multi-family and commercial real estate loans are analyzed, underwritten, and processed in a timely manner while achieving a high level of customer service. Responsibilities primarily focus on underwriting commercial real estate loans but may include analysis of other loan types including but not limited to unsecured lines, stock secured loans, and complex residential loans.

What you’ll do as a COMMERCIAL REAL ESTATE LOAN ANALYST:

• Write loan narratives which include the analysis of both client financials and a variety of income property including but not limited to multi-family, commercial, mixed-use, and industrial properties.
• Analyze and summarize appraisals, rent rolls, leases, and historical property cash flows to evaluate operating performance, trends, and risks.
• Analyze and spread personal and business tax returns, financial statements, and real estate schedules; determine liquidity positions, calculate financial ratios and identify recurring and non-recurring sources of cash flow and client ability to service debt
• Review loan files for completeness, identify missing documentation, and generate needs list for clients and RMs
• Communicate directly with clients to obtain missing financial information and answer questions related to deals.
• Manage constant deal flow and prioritize to ensure loans close on time with high degree of accuracy in a deadline-oriented environment
• Identify and report to RMs any risks related to loan collateral and/or client financial state.
• Present deals to the ELC for approval
• Collaborate with RMs, ELC, and clients to help determine loan structure, loan amounts, and products
• Work positively and proactively with all members of the team
• Cross train other team members, when applicable.
• Assist Loan Monitoring Group with collecting any financial information needed for analysis
• Work on special projects for RMs as needed
• Perform duties and responsibilities specific to department functions and activities.
• Performs other duties and responsibilities as required or as assigned by supervisor.

You could be a great fit if you have:

• High school diploma required; college degree preferred
• Extensive work experience in underwriting multi-family and commercial real estate loans
• Must have 2-3+ years of credit analyst experience
• Construction loan experience preferred
• Advanced Excel and Word skills

Company Description

Limitless Talent is a finance industry business partner specializing in matching skilled professionals within finance services for team project solutions full-time, temporary and consultant placement roles. Our focus is identifying candidates with the right skillset to join your team on a cost-effective basis. Our team engages experienced financial and business systems professionals to meet your needs and achieve your goals.