Job Description

• 2 Flexible Remote
• Los Angeles/ San Diego: Jumbo Underwriters - New Opening - ALL GROWTH - $90K-120K+

BANKING – 3 HYBRID: RESIDENTIAL MORTGAGE UNDERWRITER w/some Processing $75K-100K + OT + Quarterly Incentives $2.5-4/5K + YE Bonus & GREAT BENEFITS

JOB SUMMARY:

Responsible for ensuring that all real estate property loans are set-up and processed in a timely manner while meeting all regulatory compliance requirements and achieving a high level of customer service. Responsibilities primarily focus on customer care and relationship management of the Bank's Residential Lending Clients.

DUTIES AND RESPONSIBILITIES:

• Communicate with customers, providing excellent customer service and ensuring the customer relationship is maintained and the highest possible level.
• Review & set-up loan files for completeness; identifying & resolving any missing documentation or potential problems.
• Thoroughly analyze each residential loan request, such that the loan approval worksheet, appraisal(s), application, preliminary report (or title commitment) and all credit, income, and financial verifications meet Bank loan program- and secondary market criteria and are accurately documented.
• Analyze income tax returns and financial statements. Determine whether borrower qualifies for a mortgage loan and assess any risk involved.
• Review appraisal report to confirm that the three common approaches to estimate market value have been utilized (or justified, when not used); that assumptions are reasonable; and that the report conforms to regulatory requirements and Bank's lending standard.
• Prepare loan files, for loan closing documents & funding, by ensuring that the Request for Closing Documents Form is accurately completed and that the file documentation meets all regulatory information. Ensure that all pertinent loan information, including loan terms, are accurately input into the Bank's Loan Origination System to meet regulatory compliance requirements and the Bank's lending standards .
• Prepare pre-qualification and/or commitment letters for Relationship Manager review.
• Cross train other team members, when applicable.
• Perform duties & responsibilities specific to department functions & activities.

We also have REMOTE FHA Underwriter roles paying $90-$125K+ Bonuses for Conventional or DE UWers. VA LAPP SAR is a plus

Company Description

Limitless Talent is a finance industry business partner specializing in matching skilled professionals within finance services for team project solutions full-time, temporary and consultant placement roles. Our focus is identifying candidates with the right skillset to join your team on a cost effective basis. Our team engages experienced financial and business systems professionals to meet your needs and achieve your goals.