Loan Officer

FinStrat Management

Loan Officer

National
Full Time
Paid
  • Responsibilities

    The Role

    We are seeking a strategic, finance-savvy Loan Officer with experience in venture capital, private equity, or structured lending to support our deal team in underwriting, due diligence, loan servicing, and ongoing portfolio management. This role requires a deep understanding of credit structures for investor-backed companies and strong analytical and relationship-management skills.

    Key Responsibilities:

    Loan Origination & Structuring:

    • Evaluate VC- and PE-backed companies for creditworthiness by analyzing financial statements, cap tables, investor profiles, and market dynamics

    • Structure and originate loan products such as venture debt, acquisition financing, growth capital, and working capital lines

    • Collaborate with internal teams (investment, legal, operations) to finalize term sheets, credit approvals, and legal documentation

    Due Diligence:

    • Lead and coordinate financial, legal, operational, and management due diligence on prospective borrowers

    • Assess company burn rate, revenue quality, unit economics, churn metrics, and customer concentration

    • Review corporate governance documents, capitalization structures, intellectual property status, and key contracts

    • Work closely with external counsel, third-party diligence providers, and internal stakeholders to validate underwriting assumptions

    Loan Servicing & Portfolio Management:

    • Oversee onboarding and disbursement processes for newly originated loans

    • Monitor loan performance, borrower compliance with covenants, financial reporting obligations, and key risk indicators

    • Manage periodic portfolio reviews, risk grading, and exposure analysis

    • Coordinate amendments, waivers, renewals, or restructurings as needed

    • Serve as primary point of contact for borrowers post-close, ensuring a high-quality client experience and proactive issue resolution

    Relationship Management & Market Engagement:

    • Build and maintain relationships with startup founders, CFOs, VC/PE partners, and advisory networks to drive deal flow
    • Track market trends, sector developments, and capital market dynamics relevant to growth-stage lending

    Qualifications

    • 7+ years of experience in venture debt, private credit, structured finance, commercial banking, or related financial services

    • Strong credit analysis, financial modeling, and deal structuring skills

    • Prior experience with due diligence and ongoing loan servicing of investor-backed companies is required

    • Excellent communication and relationship-building skills

    • Familiarity with SaaS metrics, startup financials, and growth company dynamics preferred

    • Proficiency in Excel, loan servicing, and portfolio monitoring tools

    Education & Certifications:

    • Bachelor's degree in Finance, Accounting, Economics, or a related field; MBA, CPA or CFA a plus

    • Understanding of applicable lending regulations and best practices in credit risk management

    Benefits & Perks

    • Compensation commensurate with experience
    • Flexible work schedule
    • Unlimited vacation
    • Medical, dental, and vision insurance
    • Ongoing education and training
    • Bonuses and profit-sharing