Benefits:

401(k)

Bonus based on performance

Vision insurance

Job Summary

We are seeking an experienced Loan Processor to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and completing loan contracts. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations.

Responsibilities

Review and verify all loan documentation, including income (W2s, tax returns, 1099s), assets, credit reports, and title commitments.

Compliance & Guidelines: Ensure all files meet FHA, VA, USDA, and Conventional guidelines, as well as internal overlays and ATR/QM requirements.

Act as the primary liaison between Loan Officers, Underwriters, Borrowers, and third-party vendors (Appraisers, Title Companies, Insurance Agents).

Manage a consistent pipeline of active loan files, ensuring all milestones and closing dates are met.

Proactively identify potential "red flags" and work with borrowers to clear underwriting conditions quickly and efficiently.

Manage a consistent pipeline of active loan files, ensuring all milestones and closing dates are met.

Review and verify all loan documentation, including income (W2s, tax returns, 1099s), assets, credit reports, and title commitments.

Ensure all files meet FHA, VA, USDA, and Conventional guidelines, as well as internal overlays and ATR/QM requirements.

Act as the primary liaison between Loan Officers, Underwriters, Borrowers, and third-party vendors (Appraisers, Title Companies, Insurance Agents).

Proactively identify potential "red flags" and work with borrowers to clear underwriting conditions quickly and efficiently.

Qualifications

Minimum of 3–5 years of recent experience in residential mortgage processing.

Proficiency with Loan Origination Systems (LOS) such as Encompass and/or MeridianLink Mortgage

Strong working knowledge of Automated Underwriting Systems (DU/LP).

Strong attention to detail and self-starter/motivated

Familiarity with Microsoft Excel, databases, and loan processing and banking software

Knowledge of lending products and practices

Strong customer service and communication skills

Ability to perform in a goal-oriented environment