Loan Review Officer

First National Bankers Bank

Loan Review Officer

Baton Rouge, LA
Full Time
Paid
  • Responsibilities

    Benefits:

    401(k) matching

    Bonus based on performance

    Competitive salary

    Dental insurance

    Health insurance

    Paid time off

    Training & development

    Vision insurance

    SUMMARY:

    Performs reviews of bank's commercial loans to ensure compliance with established policies and standards.

    ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:

    • Evaluates quality of commercial loans and assigns risk rating indicating borrower's financial strength and probability of loan repayment. • Selects loans to evaluate for credit risk according to factors, such as geographical location, and type and amount of loan.: • Records data in software, such as purpose of loan, balance, collateral, and repayment terms. • Evaluates information to determine whether lending officers have stayed within guidelines of lending authority, if loan is in compliance with banking regulations, and if required documents have been obtained. • Identifies problem loans and describes deficiencies. • Writes summary of analysis and reasons for assigning adverse risk rating. • May act as senior analyst and coordinate data collection and evaluations of credit quality of commercial loans, and present loan review information and report to management.

    *At least 3 to 5 years of credit experience preferred.

    Flexible work from home options available.