The Lock Desk / Financial Analyst plays a key role in supporting daily mortgage pricing, processing rate locks, and assisting with financial reporting and analytics. This position serves as a vital liaison between loan officers, the finance/accounting team, and secondary marketing to ensure timely, accurate, and compliant pricing, locking, and financial reporting processes. Responsibilities: • Update daily mortgage pricing and maintain accurate rate data within the Loan Origination System (LOS). • Process rate lock requests, extensions, relocks, and cancellations in accordance with company policies and guidelines. • Track lock expirations, pipeline activity, and market movements, providing insights on pricing strategy and execution options. • Review and resolve pricing discrepancies, lock issues, and communicate adjustments to management. • Support secondary marketing and finance/accounting teams with pipeline analysis, reporting, pair-off tracking, and loan sale reporting. • Answer product eligibility, pricing, and lock policy questions from loan originators and branch staff. • Review pricing exception requests and apply approvals in accordance with established guidelines. • Assist with financial and operational reporting related to pricing, pipeline activity, and profitability analysis. • Analyze market data and internal pricing trends to support financial decision-making and operational strategy. Qualifications: • 1–3 years of experience in a mortgage lock desk, financial analyst, secondary marketing, or related mortgage banking operations role. • Strong understanding of mortgage pricing, rate sheets, loan products, and operational processes. • Experience with loan origination systems (BytePro preferred) and pricing engines (Optimal Blue required)/ Microsoft Dynamics/Loan Vision. • Proficient in financial analysis and reporting, with strong attention to detail and data accuracy. • Strong written and verbal communication skills with a collaborative, service-oriented mindset. • Ability to prioritize and manage multiple responsibilities in a deadline-driven environment. Compensation: $30 - $35 hourly

• Update daily mortgage pricing and maintain accurate rate data within the Loan Origination System (LOS). • Process rate lock requests, extensions, relocks, and cancellations in accordance with company policies and guidelines. • Track lock expirations, pipeline activity, and market movements, providing insights on pricing strategy and execution options. • Review and resolve pricing discrepancies, lock issues, and communicate adjustments to management. • Support secondary marketing and finance/accounting teams with pipeline analysis, reporting, pair-off tracking, and loan sale reporting. • Answer product eligibility, pricing, and lock policy questions from loan originators and branch staff. • Review pricing exception requests and apply approvals in accordance with established guidelines. • Assist with financial and operational reporting related to pricing, pipeline activity, and profitability analysis. • Analyze market data and internal pricing trends to support financial decision-making and operational strategy.