Job Description

Do you have a proven track record of creating lending solutions for clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in a highly lucrative career, please reach out to us today.

COMPENSATION: $100,000 - $250,000 yearly

RESPONSIBILITIES:

• Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision
• Maintain an active rolling pipeline of funding per our guidelines
• Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies and other related industry professionals
• Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
• Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction

PRODUCTION

• Meet or exceed monthly and quarterly production goals/quotas set by the company
• Provide borrower with specific instructions on completing the loan application either via online application or by scheduling a phone appointment to take the application over the phone
• Prepare and deliver transaction-specific quotes to prospects via email and discuss them over the phone. Confirm receipt of quotes via email or phone conversation
• Document and send all quotes to the borrower in writing via email or SMS. The criteria the quote is based on must be clearly visible when sending a quote to a borrower
• The originator will be required to complete mandatory requirements of renewal of originator licenses (i.e. continued education, updating NMLS filing, promptly communicating, and providing any information/documentation requested via NMLS or any regulatory agency)

CRM/LOS MANAGEMENT

• Keep all assigned leads up to date in real-time in Customer Relationship Management (CRM) and Loan Origination Software (LOS) with specific information including status, transaction type (refinance/purchase), all relevant data entry fields, detailed relationship-building notes on all communications/interactions, updated contact activity, etc.
• Review the loan application once completed and confirm the final quote with the borrower to move the application forward
• Promptly respond to all communications directly from the borrower or from third parties (realtor, escrow, etc.)
• Maintain communication with the borrower through completion of the loan application, transmittal of all requested financial documents, an initial review of application/documentation by the Loan Coordinator, and the completion of the disclosure process
• Originator acknowledges that information within Loan Origination Software (LOS) will be the primary data source for commissions/payroll, sales contests, call quotas, and metrics of performance

COMMUNICATION TO BORROWERS AND ENGAGEMENT WITH TEAM

• Educate prospects on Long Beach Home Loan's business model, the benefits of working with an independent mortgage broker (speed, service, affordability), company’s track record for delivering a high-quality borrower experience - reinforced by online borrower reviews
• Provide continuous and timely feedback to operations (Loan Coordinator, Loan Opener, Loan Analyst, and Processor) regarding any change in status to any pending applications or loans in process
• The originator will be required to attend all sales meetings and all company training that relate to compliance policies and procedures

QUALIFICATIONS:

• A valid Real Estate License is required for this job

• Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required

• Requires compliance with lending regulations and bank underwriting guidelines and lending policies

• Previous experience with Office Suite and loan originating software such as Experian, Calyx, or LendingWise preferred

• Banking, business, real estate, or related Bachelor’s degree required

• Familiarity with multiple types of loans such as conventional, fixed/ adjustable, FHA, VA, USDA, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit

• Excellent phone skills required

• DRE license highly preferred

ABOUT COMPANY Long Beach Home Loan is a full service residential mortgage brokerage, with a focus on direct-to-consumer business. We currently serve CA, with an expansion to 4+ other states underway. We work with the top lenders in the nation to provide 5-star service and value to our clients.