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Mortgage Loan Originator

Long Beach Home Loan

Mortgage Loan Originator

Long Beach, CA
Full Time
Paid
  • Responsibilities

    We are looking for an experienced, service, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If you have a proven track record of creating lending solutions for clients, we’d love to have you on our team. Please apply today! Responsibilities: Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction Assist borrowers in selecting loan programs that best fit their financial goals and needs Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies and other related industry professionals Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines Manage a large pipeline of loans to ensure your production meets our requirements PRODUCTION • Meet or exceed monthly and quarterly production goals/quotas set by the company • Provide borrower with specific instructions on completing the loan application either via online application or by scheduling a phone appointment to take the application over the phone • Prepare and deliver transaction-specific quotes to prospects via email and discuss them over the phone. Confirm receipt of quotes via email or phone conversation • Document and send all quotes to the borrower in writing via email or SMS. The criteria the quote is based on must be clearly visible when sending a quote to a borrower • The originator will be required to complete mandatory requirements of renewal of originator licenses (i.e. continued education, updating NMLS filing, promptly communicating, and providing any information/documentation requested via NMLS or any regulatory agency) CRM/LOS MANAGEMENT • Keep all assigned leads up to date in real-time in Customer Relationship Management (CRM) and Loan Origination Software (LOS) with specific information including status, transaction type (refinance/purchase), all relevant data entry fields, detailed relationship-building notes on all communications/interactions, updated contact activity, etc. • Review the loan application once completed and confirm the final quote with the borrower to move the application forward • Promptly respond to all communications directly from the borrower or from third parties (realtor, escrow, etc.) • Maintain communication with the borrower through completion of the loan application, transmittal of all requested financial documents, an initial review of application/documentation by the Loan Coordinator, and the completion of the disclosure process • Originator acknowledges that information within Loan Origination Software (LOS) will be the primary data source for commissions/payroll, sales contests, call quotas, and metrics of performance COMMUNICATION TO BORROWERS AND ENGAGEMENT WITH TEAM • Educate prospects on Long Beach Home Loan's business model, the benefits of working with an independent mortgage broker (speed, service, affordability), company’s track record for delivering a high-quality borrower experience - reinforced by online borrower reviews • Provide continuous and timely feedback to operations (Loan Coordinator, Loan Opener, Loan Analyst, and Processor) regarding any change in status to any pending applications or loans in process • The originator will be required to attend all sales meetings and all company training that relate to compliance policies and procedures Qualifications: Bachelor’s degree from a four year college or university required in banking, business, real estate, or a related field Requires compliance with lending regulations and bank underwriting guidelines and lending policies Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required Current NMLS State License or Federal NMLS Registration Multiple years of real estate, mortgage origination, or lending required • Excellent phone skills required • DRE license highly preferred Compensation: $100,000 - $250,000 yearly

    • Production • Meet or exceed monthly and quarterly production goals/quotas set by the company • Provide borrower with specific instructions on completing the loan application either via online application or by scheduling a phone appointment to take the application over the phone • Prepare and deliver transaction-specific quotes to prospects via email and discuss them over the phone. Confirm receipt of quotes via email or phone conversation • Document and send all quotes to the borrower in writing via email or SMS. The criteria the quote is based on must be clearly visible when sending a quote to a borrower • The originator will be required to complete mandatory requirements of renewal of originator licenses (i.e. continued education, updating NMLS filing, promptly communicating, and providing any information/documentation requested via NMLS or any regulatory agency)CRM/LOS Management • Keep all assigned leads up to date in real-time in Customer Relationship Management (CRM) and Loan Origination Software (LOS) with specific information including status, transaction type (refinance/purchase), all relevant data entry fields, detailed relationship-building notes on all communications/interactions, updated contact activity, etc. • Review the loan application once completed and confirm the final quote with the borrower to move the application forward • Promptly respond to all communications directly from the borrower or from third parties (realtor, escrow, etc.) • Maintain communication with the borrower through completion of the loan application, transmittal of all requested financial documents, an initial review of application/documentation by the Loan Coordinator, and the completion of the disclosure process • Originator acknowledges that information within Loan Origination Software (LOS) will be the primary data source for commissions/payroll, sales contests, call quotas, and metrics of performanceCommunication to Borrowers and Engagement with Team • Educate prospects on Long Beach Home Loan's business model, the benefits of working with an independent mortgage broker (speed, service, affordability), company’s track record for delivering a high-quality borrower experience - reinforced by online borrower reviews • Provide continuous and timely feedback to operations (Loan Coordinator, Loan Opener, Loan Analyst, and Processor) regarding any change in status to any pending applications or loans in process • The originator will be required to attend all sales meetings and all company training that relate to compliance policies and procedures