Sorry, this listing is no longer accepting applications. Don’t worry, we have more awesome opportunities and internships for you.

Mortgage Underwriter (Remote)

Luxury Mortgage Corp

Mortgage Underwriter (Remote)

Stamford, CT
Full Time
Paid
  • Responsibilities

    Job Description

    Luxury Mortgage Corp (“LMC”) is a mortgage banker licensed in 33 states with offices in NY, NJ, CA, MA ,MI, and FL. Founded in 1996, the company is headquartered in Stamford, CT. We are an innovative, growing and diverse company looking for dedicated professionals to join our team. If you feel the position below is right for you, please complete an application and our Recruiting Team will contact you. POSITION OVERVIEW

    The Underwriter’s primary responsibility is to have a complete working knowledge of agency, non-agency guidelines and procedures required to complete a review of specific mortgage transactions. Additionally, the underwriter will provide dispositions on each loan according to these guidelines. The underwriter is expected to provide a high level of customer service to internal company employees to resolve issues and concerns related to mortgage transactions.

    GENERAL RESPONSIBILITIES

    • Remain current on all company policies
    • Remain current on all agency and investor’s guidelines
    • Remain current on federal and state regulations related to mortgage lending
    • Assess and analyze loan transactions/files and qualify based on product prescribed guidelines
    • Review credit reports, employment verification, pay-stubs, tax returns, bank statements, divorce decrees, and any other personal documents related to credit, income and assets
    • Review collateral and related documentation such as appraisals, title, commitments, sales contracts, flood zone certificates and other real estate related documents
    • Validate the authenticity and integrity of documents provided
    • Communicate loan decisions
    • Underwrite and submit mortgage loan files to investors, clear conditions and clear post purchase conditions
    • Perform other tasks and projects as needed
    • Meet Underwriting metrics, including customer service levels, quality of loans and expected turn-times
    • Duties as set forth by the company

    QUALIFICATIONS

    • High School Diploma
    • 5+ years of experience working as an underwriter
    • Experience working at a mortgage banking firm a big plus
    • Knowledge of Non-QM a big plus
    • Familiar with manual underwrites

    AT LMC WE OFFER THE FOLLOWING BENEFITS TO ELIGIBLE EMPLOYEES

    • Medical
    • Dental
    • Vision
    • Flexible Spending Plans
    • 401k with Company Match
    • Company paid parking
    • Casual Dress Code

    Diversity and Inclusion are not just words at LMC. They are principles guiding how we build our teams, cultivate leaders and create a company that is open to pluralism. We are cultivating a diverse and inclusive work force where we provide equal opportunities to all employees and applicants for employment without regard to race, religion, color, age, sex, national origin, sexual orientation, gender identity, genetic disposition, disability, veteran status or any other protected category under federal, state or local law.

     

    Company Description

    Luxury Mortgage Corp (“LMC”) is a mortgage banker licensed in 33 states with offices in NY, NJ, CA, MA ,MI, and FL. Founded in 1996, the company is headquartered in Stamford, CT. We are an innovative, growing and diverse company looking for dedicated professionals to join our team.