Job Description

Actively seeking an experienced SBA Loan Underwriter to:

• Underwrite SBA loans in accordance with the Bank’s policies and procedures.
• Deliver excellent service to customers both inside and outside the Bank.
• Provide frequent communication to all parties involved in transactions in a positive and constructive manner.
• Effectively manage the process to ensure loan requests are being reviewed efficiently, that customers receive timely answers, and that approved transactions are completed quickly and accurately.
• Provide guidance and training to team members involved in processing and funding of loans.
• Ensure all loans compliance with regulatory requirements. Maintain knowledge of company underwriting and lending guidelines and provide input to guidelines when requested.
• Review and sign off all underwriting conditions in a timely manner.
• Ensure proper pre-funding quality control steps are taken on all loans.
• Responsible for adhering to and complying with all Bank policies and Federal and State banking laws and regulation

JOB REQUIREMENTS

• Minimum of 3-5 years of SBA loan underwriting experience
• Bachelor’s degree in business, accounting or equivalent training and experience(preferred)
• Knowledge of SBA credit products, concepts, processes, and functions
• Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover
• Ability to analyze and interpret financial statements, business reports and legal documents
• Knowledge of applicable federal/state banking regulations Effective math skills, including ratios, percentages, interest and amortization
• Good judgment and problem solving skills

For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437.  All inquiries held in strict confidence.  Thank you for your interest.