Job Description

COMPANY OVERVIEW

Mason-McDuffie Mortgage is an established Mortgage Banker with offices throughout the US including CA, NV, VA, MD, OR, TX, AR, and HI. Originally founded in 1887, Mason-McDuffie Mortgage has evolved with the changing times and embraced technological advancements to facilitate growth while remaining steadfast in our commitment to unparalleled service to our Loan Originators. Our core Management Team has over a century of combined experience and know-how to take advantage of today's opportunities to expand and remain profitable. Ranked in the top 100 Mortgage companies in the U.S., by Mortgage Daily AND was also ranked in the top 75 in the San Francisco Bay Area Top Workplaces by the Bay Area News Group. Social Survey awarded MasonMac the #1 mortgage company in the U.S. based on client satisfaction reviews in 2019 and 2020. 

JOB DESCRIPTION

DUTIES &RESPONSIBILITIES:

• Organizing, validating, compiling, and inputting of application into Encompass
• Ensure accuracy of documentation and proper disclosure notifications
• Ordering required verification, requesting documentation, and all subsequent follow-up
• Requests and reviews conditions to ensure compliance with investor guidelines
• Thorough review of borrower credit, income, asset, and property to determine risk and evaluate borrower's repayment ability in order to render a credit decision.
• Conducts and determines appropriate fraud prevention measures have been taken
• Determine and communicate final credit decision and/or counteroffer solutions
• Familiarity with investor guidelines and understanding of policy requirements
• Acts as the primary point of contact to a loan officer and may communicate directly with borrower or vendors as needed
• Manages assigned pipeline and ensures proper follow up
• Ensures all required documentation is received, investor guidelines are met and final underwriting decision is documented and supported

DESIRED SKILLS AND EXPERIENCE

QUALIFICATIONS:

• 2 years of current mortgage processing experience required
• Must have FHA/VA and Conventional experience 
• Encompass 360 experience is strongly preferred
• Detail-oriented with excellent research and decision-making ability, time management skills, and the ability to multi-task and to work accurately under pressure
• Strong written and verbal communication skills
• Knowledge of mortgage lending, company policies, investor guidelines, and current regulations/disclosure requirements for Conventional and/or Government loans.
• Excellent customer service and problem-solving skills
• Ability to maintain strong relationships with internal/external customers and vendors

CAN BE REMOTE, BUT MUST BE IN CALIFORNIA MUST have previous mortgage processing experience to be considered.

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