Job Description
COMPANY OVERVIEW
Mason-McDuffie Mortgage is an established Mortgage Banker with offices throughout the US. MasonMac has evolved with the changing times and embraced technology to facilitate growth while remaining steadfast in our commitment to unparalleled service to our Loan Originators. Our core Management Team have over a century of combined experience and know how to take advantage of today’s opportunities to expand and remain profitable.
Our greatest assets are the people who work here. If you like being part of a team that rewards hard work but is not afraid to have some fun along the way, Mason-McDuffie may be the place for you.
Voted in the Top 100 Mortgage companies in 2011 through 2017 as ranked by Mortgage Executive Magazine. Awarded San Francisco Bay Area Top Workplace in 2012 through 2017 by the Bay Area News Group.
We have an immediate opening for an experienced Underwriter to add to our seasoned team as we continue to build and grow our strong network of retail branches.
RESPONSIBILITIES AND DUTIES
- Organize and validate the accuracy of the application and supporting documentation
- Ensure compliance with ATR/OM standards, investor and/or agency guidelines and adherence to proper disclosure notification timelines
- Ordering required verifications, requesting documentation and all subsequent follow up to ensure compliance with requisite investor guidelines
- Requests and reviews conditions to ensure compliance with Agency guidelines
- Thorough review of borrower credit, income, asset and property to determine risk and evaluate borrower’s repayment ability in order to render a credit decision.
- Conducts and determines appropriate Fraud Prevention measures have been taken
- Determine and Communicate final credit decision and/or counter offer solutions to Loan Officer
- Solid understanding of Investor guidelines and policy requirements
- Manages assigned pipeline and ensures proper follow up
- Ensures all required documentation is received, Agency guidelines are met and final underwriting decision is documented and supported
QUALIFICATIONS AND SKILLS
- DE preferred but not required
- DU/LP experience
- Prior experience underwriting to Agency guidelines, helpful but not required
- Detail oriented with excellent research and decision making ability, time management skills and the ability multitask and to work accurately under pressure
- Ability to work unsupervised while actively functioning as part of a team
- Knowledge of Mortgage Lending, Company Policies, Investor Guidelines and knowledge of current regulations and disclosure requirements for Conventional and/or Government loans
- Excellent Customer Service and problem solving skills CAN BE REMOTE
Powered by JazzHR
VYzcvoZ8iQ