Licensed Loan Officer - Consumer Direct
About the Consumer Direct Loan Officer position
Our Client is is a National Mortgage Lender seeking NMLS Licensed Loan Officers to be responsible for origination of loan applications for our customers. The successful candidate will originate both Consumer Direct (leads) and self-sourced residential mortgage loans.
Loan Officer responsibilities are:
Interact with loan applicants to investigate their financial eligibility and decide about loan options
Make timely estimations of creditworthiness based on analysis of loan applications and related documentation
Create debt payment plans and calculate all applicable ratios and metrics
Introduce different types of loans based on the analysis of customer needs, explore all options
Interact with clients to support them or to request for information
Manage loan pipeline and consult customers on company's policies and guidelines
Keep up with latest trends in the sphere of various types of loans and other financial services
Manage account records
Ensure that all loan operations are compliant with legal regulations and correspond to company's guidelines
Build and maintain referral networks, alternate channels and other measures to optimize the performance
Work to create trust relationships with customers, achieve their loyalty and satisfaction
Loan Officer requirements are:
1+ years' experience of working on a Loan Officer position
Significant experience with consumer direct (call center) and indirect lending products and practices
Good experience with banking applications and related software
Strong communication and social skills
Good level of sales competency
Goal- and customer satisfaction orientation
BS degree in finance, economics or another related area
Loan Officer Compensation: