LOAN OFFICER
MCI Mortgage is Megatel Homes lender. As MCI Mortgage Loan Officer, you will assume full responsibility to guide Megatel home buyers through the loan process from pre-qualification, application, loan approval, and loan closing. You will prequalify prospective home buyers introduced by on site sales team, review financing options, and assist credit challenged purchasers, as needed. You will serve as the MCI primary point of contact for home buyers for assigned communities. Establishing and maintaining a partnership with the Megatel Home sales team is vital to your success in this role.
MCI Mortgage, offering a wide range of financial solutions for home buyers and owners including conventional, FHA, VA and USDA products. The Mortgage Loan Officer will play a key role in developing and identifying prospective customers through company generated leads. This includes obtaining applications as well as coordinating and assisting in the processing and closing of loans. The Loan Officer will develop and maintain existing client relationships as well as identify and pursue potential new customer opportunities.
RESPONSIBILITIES
Qualify loan applicant and determine best program for applicant utilizing automated underwriting systems and/or manual underwriting guidelines established by MCI.
Prepare applicants for loan application and conduct formal loan application with all borrowers
Spend adequate time in builder communities earning the business by reaching out to 100% of the customers
Provide weekend support in builder communities and grand opening functions.
Dedicated to delivering best in class customer service in an inside/outside sales environment
Manage a loan pipeline and the loan process to ensure loans fund in a timely manner. Identifying prospective customers through company leads. Create relationships with prospects and customers to establish trust and encourage referral business
Develop and maintain relationships with real estate agents, financial planners, individual borrowers and builders, etc.
QUALIFICATIONS
Two to three years of experience in a loan origination experience
NMLS License Required
Knowledge of conventional and/or government guidelines
Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending
Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
Professional and effective interpersonal skills
Encompass experience preferred
Proven track record of success in sales Strong phone presence, listening and presentation skills Ability to multitask, problem solve and efficiently manage time
WHAT WE OFFER:
Top pay for productive team members
All marketing tools and material
Best designed LOS system
Provide Leads directly from builder and sales agents
Experienced Processing, Underwriting team that can assist you along any part of the process from application through to funding.
BENEFITS OFFERED:
Health Insurance
Vision
Dental
Paid Holidays
Job Type: Full-time