Job Description

At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. We are FDIC insured and recognized as a top-20 issuer of Visa® cards. In total, we proudly serve over 2.4 million cardholders and have extended over $5.3 billion in credit.

Our Mission is to make a positive difference in the lives of our customers, our employees, and our community. We work hard to create a work environment that empowers our associates to grow, learn, and reach their potential

The Personal Loan Processor will assist in a variety of loan application activities and will be responsible for the accurate and timely processing of personal loans.

ESSENTIAL FUNCTIONS:

• Perform as point person in communications and interaction with loan applicants to educate, assist and request information and documentation to complete the loan application.
• Provide prompt and competent service while responding to incoming phone calls and e-mails from applicants in a positive and professional manner.
• Responsible for facilitating the various components of the application decision process, including verifying the applicant’s identity, income, and their ability to pay.
• Coordinate, track and maintain all loans to ensure applications are completed in a timely manner.
• Strong knowledge of fair lending, equal opportunity and truth in lending laws. Maintain working knowledge of policies, procedures governing loan processing and compliance requirements.
• Keeps abreast of developments in work related state and federal regulations, systems and procedures.

EDUCATION AND EXPERIENCE:

• High school diploma and a minimum of one-year work experience in a credit related field required.
• Experience with, and demonstrated skill at, the following: Word Processing, Spreadsheets, E-Mail, and Database software.

SUMMARY OF QUALIFICATIONS:

• Ability to process supporting loan documentation including manual calculations involved in determining monthly income from pay stubs, bank statements, award letters, etc.
• Must have strong communication skills (both orally and written).

WHY MERRICK BANK?

For over 20 years, our Guiding Principles, such as doing the right thing, putting the customer first, and Earn, Learn, and Have Fun (E.L.F), have helped shape our world class organization into an Employer of Choice. We value our employees and provide generous benefits to include:

· Competitive salary (Salary: DOE)

· Benefits package -Medical, Dental and Vision (plus much more)

· 401(k) Plan with Company Match

· Short & Long Term Disability

· Group Life and AD&D Insurance

· Paid Vacation, Holidays, and Personal Days

· Employee Events, including Employee Appreciation Day, Holiday Party, etc.

· Tuition Reimbursement Program

Candidates must have unrestricted authority to work in the United States without sponsorship.

Merrick Bank is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status, and other legally protected characteristic. The EEO is the Law poster is available here: http://www1.eeoc.gov/employers/poster.cfm

PLEASE GO TO OUR WEBSITE WWW.MERRICKBANK.COM TO APPLY AND LEARN MORE ABOUT OUR COMPANY