Job Description

At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. We are FDIC insured and recognized as a top-20 issuer of Visa® cards. In total, we proudly serve over 2.4 million cardholders and have extended over $5.3 billion in credit.

Our Mission is to make a positive difference in the lives of our customers, our employees, and our community. We work hard to create a work environment that empowers our associates to grow, learn, and reach their potential.

Merrick Bank, a leading and profitable credit card issuer in the non-prime marketplace is looking for a Collector I to work in the Recreation Lending department.

JOB SUMMARY:

Responsible for the daily collection of past due Recreation Lending loans. Insures delinquency is maintained at an acceptable low level as defined by management. Complies with all policies and procedures as outlined by management. Is knowledgeable of and complies with all state and federal collection laws and procedures.

REQUIRED SKILLS, ABILITIES, KNOWLEDGE, AND EXPERIENCE:

SKILLS:

Excellent communication skills

Excellent negotiation skills

Professional demeanor

Highly organized

Ability to work under moderate amount of stress due to month end deadlines.

Understanding of collection nuances in a sub-prime field

Knowledge of federal and state collection laws

Effective oral and written communications skills.

Working knowledge of a computer software related to specific job requirements.

KNOWLEDGE: Requires ability to perform work involving knowledge of general accounting fundamentals, business practices, or banking principles.

EXPERIENCE: Requires 1+ years in a related field – preferable in a similar portfolio with an emphasis on sub-prime lending.

ACCOUNTABILITY: Accountable for daily work flow as assigned by management. Moderate supervision or review of individual’s work. Accuracy and trust are required.

CONFIDENTIALITY: Access to information on customer records. Regularly uses such information in carrying out job duties.

SUPERVISORY RESPONSIBILITY: No direct supervision of employee(s). Consistently performs the same tasks as other members of the work group.

INTERACTION WITH OTHERS: Regularly has contact with people in the other departments, customers, or outside agencies and institutions, furnishing or obtaining information or reports where conditions require the use of tact to secure cooperation and maintain goodwill.

DECISION MAKING: Makes decisions requiring some independent judgment under general supervision and guidance of immediate supervisor or makes recommendations to those who participate in final decision-making process. Decisions are made within general control of procedures or reporting system.

WORK ENVIRONMENT: Good working conditions. Some noise from office equipment or other employees. Some stress is experienced due to deadline pressures or interruption to work requiring a high degree of accuracy.

PRIMARY DUTIES:

Responsible to maintains delinquency in individually assigned loans at target rates

Responsible to keep manager informed of current status and trends related to individually assigned loans

Complete skip trace work on accounts as required

Complies with all federal and state collection laws

Completes daily work flow

Compliance with Laws & Regulations

WHAT’S IN IT FOR YOU:

Competitive salary (Salary Range: Starting at $15 DOE)

CAN EARN QUARTERLY INCENTIVE INDIVIDUAL AND TEAM BONUSES

Benefits package -Medical, Dental and Vision (plus much more)

401(k) Plan with Company Match

Short & Long Term Disability

Group Life and AD&D Insurance

Paid Vacation, Holidays, and Personal Days

Employee Events, including Employee Appreciation Day, Holiday Party, etc.

Tuition Reimbursement Program

Candidates must have unrestricted authority to work in the United States without sponsorship.

Merrick Bank is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status, and other legally protected characteristic. The EEO is the Law poster is available here: http://www1.eeoc.gov/employers/poster.cfm

PLEASE GO TO OUR WEBSITE WWW.MERRICKBANK.COM TO APPLY AND LEARN MORE ABOUT OUR COMPANY