Mortgage Community Development Loan Officer

Citizens Bank and Trust Company of Vivian

Mortgage Community Development Loan Officer

Shreveport, LA
Full Time
Paid
  • Responsibilities

    Benefits:

    Health insurance

    Paid time off

    Vision insurance

    401(k)

    Bonus based on performance

    Dental insurance

    PRIMARY DUTIES

    Mortgage Loan Originations

    · Originate compliant mortgage loans with a focus on, but not limited to, LMI and majority-minority census tracts

    · Advise customers on mortgage loans that are appropriate for their individual financial circumstances

    · Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications

    · Ensure loans in process are moving through the pipeline by regularly reviewing pipeline, communicating with borrowers and processors on additional items needed, interacting with title companies, realtors, attorneys, etc.

    · Responsible for knowing and complying with all Federal, State and investor regulations, requirements, and bank policies

    · Maintain high standards of client satisfaction and quality, and ensure sales/originator systems and workflows are efficiently controlled

    · Manage client referrals to ensure all new customers are introduced to local branches and other appropriate business lines.

    Community Development, Engagement, Outreach and Training

    · Develop and maintain strategic relationships with community partners

    · Attend affordable homeownership programs and services educational seminars, trainings, and workshops.

    · Track and report out on all community development activities (date, event/training, targeted market reached, number of attendees, evaluation, memos, notes, etc.)

    · Represent CB&T at community focused events and meetings

    · Maintain list of key strategic community partners.

    · Conduct financial wellness, homebuyer education workshops, and homeownership seminars with local community and affordable housing partners

    · Coordinate and staff CB&T Sponsored, community and partner events and activities for the market area of Caddo Parish and Bossier Parish (such as nonprofit events, housing fairs, community event vendor booths, etc.)

    · Attend CB&T Community Development training opportunities

    Flexible work from home options available.