Mortgage Loan Officer – Warm Leads, Real Growth, and a Team That Has Your Back

Modern Mortgage isn’t your average lender. We’re a tight-knit, high-performance team backed by top-producing real estate agents who feed us a steady stream of warm, ready-to-act clients. You’ll never have to choose between service and sales—because here, they’re one and the same.

Tired of hustling for cold leads with little to show for it? Join a company that delivers opportunity right to you. Whether you’re an experienced loan officer or a rockstar LOA ready to step up, this is your chance to grow a thriving business without going it alone.

Compensation and Benefits

Volume-based commission structure with enhanced payouts on self-sourced business

Quarterly bonuses opportunities

Anticipated income range: $100,000 – $300,000+, depending on production

401(k) with company match

Full benefits package (health, dental, vision, life, accident insurance)

Paid time off (PTO) and personal flexibility

Hybrid schedule with in-office collaboration and remote flexibility

Why This Role is Different

We’re expanding fast because our model works. Our real estate-led ownership group creates a built-in referral network, giving you immediate access to warm, qualified clients—no buying leads, no chasing bad contacts. That means:

More time for meaningful conversations

More loans closed with less friction

More impact, better client relationships, and real growth

Who We Are

Modern Mortgage is a Colorado-based mortgage banking company built on trust, transparency, and teamwork. We believe the home financing process should be empowering—not overwhelming—for our clients and our team. We're grounded but ambitious, focused but fun, and serious about creating a culture where people thrive.

Backed by our affiliate, Colorado Home Realty, we operate at the intersection of real estate and lending—giving our LOs a unique competitive edge in the marketplace.

You Might Be a Fit If:

You’re licensed, experienced, and love putting clients at ease with smart strategy and genuine care

You’re organized, proactive, and naturally collaborative

You communicate clearly—whether breaking down numbers or celebrating wins

You’ve built your career on referrals and relationships

You want to plug into a system that supports growth without sacrificing client experience

You're based in Denver Metro or Colorado Springs, and you're open to a hybrid schedule with occasional in-person meetings, closings, and team events

What You'll Do

Nurture and maintain relationships with both existing and new agent partners introduced to you

Guide clients through the loan process with confidence, clarity, and care

Strategically review income, credit, and goals to structure the right loan

Work hand-in-hand with processors and support staff to close on time, every time

Monitor your past client database for refinance and referral opportunities

Represent the company with professionalism and warmth at closings and events

Qualifications

3+ years as a loan officer or highly independent LOA

NMLS license required

Mastery of Conventional, FHA, and VA products

Problem-solver with an eye for detail

Strong communicator, digitally fluent, and CRM-savvy

Familiarity with Arive LOS or Jungo CRM a plus

Ready for the Next Step?

If you see yourself in this description, we’d love to talk! We’ve partnered with our affiliate, Colorado Home Realty, to manage the first part of our hiring process, so don’t be surprised to see their name.

Flexible work from home options available.